Go on a shopping
with your Lady Card

up to CZK 250,000

Discounts up to 30 % to goods, traveling and wellness

Handbag insurance, also covering your mobile phone and purse

Up to 500 CZK monthly for retirement savings

Interest-free loan for 45 days


  • Quick and secure payments around the world

  • Great bargains all year round with the Sphere programme.

  • Receive up to CZK 500 for pension saving schemes

  • We will assist you with household emergencies

  • We will book your plane tickets, hotels, and cultural events

  • Cash withdrawals at ATMs and check-out in shops

Something extra

Why the Lady Card is better than other credit cards


Selected price list items

Annual fee for card
Free of charge
Annual fee for issue of second card to credit account
Free of charge
Monthly fee for administration and management of credit account
CZK 59 (free of charge if non-cash payments exceed CZK 3,000)
Monthly fee for administration and management of credit account - G2.2 account
CZK 29 (free of charge if non-cash payment month exceed CZK 1,500)
Cash withdrawal from KB ATM
1 %, min CZK 30
Cash withdrawal from ATM of other domestic banks
1 %, min CZK 100
Cash withdrawal from ATM abroad
1 %, min CZK 100
Change of PIN in KB ATM
Free of charge


By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.


Get the service online – directly in the MojeBanka application.



  • The Lady Card is a contactless embossed credit card
  • Credit limit up to CZK 30,000 without proof of income and up to CZK 250,000 without security
  • Interest-free loan for 45 days
  • Repay the whole outstanding amount or just 3% each month
  • We will transfer the funds for you with automatic repayment
  • Spend at least CZK 3,000 per month for free account maintenance fees
  • Quick and secure payments anywhere in the world, even online
  • Great option for MůjÚčet Gold / MůjÚčet Plus accounts
  • Check the following example
  • Shop with discounts up to 30 % all year around thanks to Sphere VIP
  • Higher discounts or gifts during the special Marianne Days (Dny Marianne) events
  • Special terms and conditions for students
  • Receive up to CZK 500 each month from all payments for a KB pension savings account
  • Account maintenance free of charge if you spend at least CZK 3,000 per month (CZK 1,500 for students)
  • Stylish card design
  • Extended warranty for selected products
  • Assistance services and insurance for various emergencies:
    • Household emergencies
    • You have locked yourself out
    • Stolen purse/handbag
    • Plane ticket booking
    • Ordering and delivery of flowers
    • Concert ticket cancellation due to illness
    • Mobile phone or refrigerator servicing for up to 1 year after warranty

Explore other insurance and benefits available with the card.

Simply visit one of our branches or use the MojeBanka application, if you are a KB client..

In order to apply

You must be over the age of 18 and be a Czech national or have permanent residence / residence permit in the Czech Republic.

You will need the following documents

Prepare a valid identity card.

Documents for download:

Payment card guide (Czech version only, PDF, 477 kB)

Payment Card Guide valid from 30th March 2021 (Czech version only - PDF, 439 kB)

Product Acquisition Form (Czech version only, ZIP, 19,3 kB)

Collective Insurance to Credit Cards A Card and Lady Card – Product Description (Czech version only, PDF, 108 kB)

Information on Supplementary Services (Czech version only, PDF, 186 kB)

Insurance Conditions on Collective Insurance to Credit Cards A Card a Lady Card (Czech version only, PDF, 140 kB)

Promotional offer – Lady karta (Czech version only, PDF, 145 kB)

Terms and Conditions Applying to Credit Cards (PDF, 327 kB)

Lady Card e-flyer (Czech version only, PDF, 622 kB) 



Good to have

MůjÚčet Plus Account
Account for everyone with authorized overdraft up to CZK 60,000.
  • Cash withdrawals from KB ATM free of charge
  • 2 Cash withdrawal from ATM of other domestic banks monthly free of charge