From April 1st, Lady card
is not in the active offer

Nothing changes for
the present holders

Discounts up to 30 % to goods, traveling and wellness

Handbag insurance, also covering your mobile phone and purse

Up to 500 CZK monthly for retirement savings

Interest-free loan for 45 days


  • Quick and secure payments around the world

  • Great bargains all year round with the Sphere programme.

  • Receive up to CZK 500 for pension saving schemes

  • We will assist you with household emergencies

  • We will book your plane tickets, hotels, and cultural events

  • Cash withdrawals at ATMs and check-out in shops

Something extra

Why the Lady Card is better than other credit cards


  • The Lady Card is a contactless embossed credit card
  • Credit limit up to CZK 30,000 without proof of income and up to CZK 250,000 without security
  • Interest-free loan for 45 days
  • Repay the whole outstanding amount or just 3% each month
  • We will transfer the funds for you with automatic repayment
  • Spend at least CZK 3,000 per month for free account maintenance fees
  • Quick and secure payments anywhere in the world, even online
  • Great option for MůjÚčet Gold / MůjÚčet Plus accounts
  • Check the following example
  • Shop with discounts up to 30 % all year around thanks to Sphere VIP
  • Higher discounts or gifts during the special Marianne Days (Dny Marianne) events
  • Special terms and conditions for students
  • Receive up to CZK 500 each month from all payments for a KB pension savings account
  • Account maintenance free of charge if you spend at least CZK 3,000 per month (CZK 1,500 for students)
  • Stylish card design
  • Extended warranty for selected products
  • Assistance services and insurance for various emergencies:
    • Household emergencies
    • You have locked yourself out
    • Stolen purse/handbag
    • Plane ticket booking
    • Ordering and delivery of flowers
    • Concert ticket cancellation due to illness
    • Mobile phone or refrigerator servicing for up to 1 year after warranty

Explore other insurance and benefits available with the card.

Good to have

MůjÚčet Plus
Account for everyone with authorized overdraft up to CZK 60,000.
  • Cash withdrawals from KB ATM free of charge
  • 2 Cash withdrawal from ATM of other domestic banks monthly free of charge