From April 1st, Lady card
is not in the active offer

Nothing changes for
the present holders

Discounts up to 30 % to goods, traveling and wellness

Handbag insurance, also covering your mobile phone and purse

Up to 500 CZK monthly for retirement savings

Interest-free loan for 45 days


  • Quick and secure payments around the world

  • Great bargains all year round with the Sphere programme.

  • Receive up to CZK 500 for pension saving schemes

  • We will assist you with household emergencies

  • We will book your plane tickets, hotels, and cultural events

  • Cash withdrawals at ATMs and check-out in shops

Something extra

Why the Lady Card is better than other credit cards

Selected price list items

Fee for the credit cards
free of charge
Fee for issue of second card to credit account
free of charge
Monthly fee for administration and management of credit account
CZK 59 / free of charge*CZK 29 / free of charge**
Monthly fee for automatic installment in grace period
CZK 29
Cash withdrawal from the shared ATM’s network
1 %, min. CZK 30
Cash withdrawal from ATMs of other domestic banks and Selected european states
1 %, min. CZK 100
Cash withdrawal from ATMs abroad - other states
1 %, min. CZK 100
Change of PIN at KB ATMs
free of charge


  • The Lady Card is a contactless embossed credit card
  • Credit limit up to CZK 30,000 without proof of income and up to CZK 250,000 without security
  • Interest-free loan for 45 days
  • Repay the whole outstanding amount or just 3% each month
  • We will transfer the funds for you with automatic repayment
  • Spend at least CZK 3,000 per month for free account maintenance fees
  • Quick and secure payments anywhere in the world, even online
  • Great option for MůjÚčet Gold / MůjÚčet Plus accounts
  • Check the following example
  • Shop with discounts up to 30 % all year around thanks to Sphere VIP
  • Higher discounts or gifts during the special Marianne Days (Dny Marianne) events
  • Special terms and conditions for students
  • Receive up to CZK 500 each month from all payments for a KB pension savings account
  • Account maintenance free of charge if you spend at least CZK 3,000 per month (CZK 1,500 for students)
  • Stylish card design
  • Extended warranty for selected products
  • Assistance services and insurance for various emergencies:
    • Household emergencies
    • You have locked yourself out
    • Stolen purse/handbag
    • Plane ticket booking
    • Ordering and delivery of flowers
    • Concert ticket cancellation due to illness
    • Mobile phone or refrigerator servicing for up to 1 year after warranty

Explore other insurance and benefits available with the card.

Good to have

MůjÚčet Plus
Account for everyone with authorized overdraft up to CZK 60,000.
  • Cash withdrawals from KB ATM free of charge
  • 2 Cash withdrawal from ATM of other domestic banks monthly free of charge