From April 1st, VIVA card
is not in the active offer

Nothing changes for
the present holders

Travel insurance coverage of up to CZK 1,500,000

Interest-free loan for 45 days

Loan repayment insurance included


  • When travelling abroad

  • You want to benefit from travel insurance free of charge

  • If you study in another country

  • You wish to have some financial cushion for emergencies

Selected price list items

Fee for the credit cards
free of charge
Fee for issue of second card to credit account
free of charge
Monthly fee for administration and management of credit account
CZK 30 / 5
Monthly fee for automatic installment in grace period
CZK 29
Cash withdrawal from the shared ATM’s network
1 %, min. CZK 30
Cash withdrawal from ATMs of other domestic banks and Selected european states
1 %, min. CZK 100
Cash withdrawal from ATMs abroad - other states
1 %, min. CZK 100
Change of PIN at KB ATMs
free of charge


  • The Viva Card is a contactless embossed credit card
  • Credit limit of up to CZK 30,000 without proof of income
  • Interest-free loan for 45 days
  • Repay the whole outstanding amount or just 3% each month – we will handle the transfer
  • Only CZK 30 per month or CZK 5 per month for students
  • Quick and secure payments anywhere in the world, even online
  • Great option for MůjÚčet Gold / MůjÚčet Plus accounts or a student account
  • Check out the following example


  • Higher discounts or gifts during the special Dny Marianne events
  • Cash withdrawals at ATMs and points of sale 
  • Travel insurance for 60 days and coverage of up to CZK 1,500,000
  • Loan repayment insurance included

Good to have

Visa Platinum
Enjoy a debit card with premier benefits worldwide and travel insurance for your whole family
  • Travel insurance for your whole family
  • DragonPass membership for access to more than 1300 airport lounges