Gold Card

• Gold Card issued free of charge with MůjÚčet Gold and TOP Offer accounts
• If you have a different account, you can get Gold Card for an monthly fee of CZK 165
• Gold Card is an embossed debit card that also supports contactless payments

• ATM withdrawals free of charge by KB anywhere in the world
• Pay with your phone or smartwatch with Apple Pay, Google Pay, Garmin Pay, and Fitbit Pay
• For day-to-day payments anywhere in the world, including online payments
• Cash withdrawals at checkouts (Cash back) available
• Foreign trip cancellation insurance with a limit of CZK 40,000 (20% deductible) and coverage for cancellation of a trip abroad with a limit of CZK 15,000 (20% deductible)
• Insurance covering lost, damaged or stolen baggage with a limit of up to CZK 30,000 and delayed baggage insurance with a limit of up to CZK 5,000
• Insurance covering necessary legal assistance in connection with car accident abroad with a limit of up to CZK 200,000
• Travel insurance for you and your whole family with a medical expenses limit of up to CZK 5,000,000 for all family members, including dental treatment (up to CZK 50,000)
• Accident insurance (permanent damage or death) with a limit of up to CZK 200,000
• Third-party liability insurance with a limit of up to CZK 1,500,000
• Free nonstop roadside assistance services in the Czech Republic and Europe for the event of vehicle breakdown, accident, and vandalism
  • Vehicle repair work by a roadside assistance mechanic – up to 60 minutes (even with delivery of fuel)
  • Towing of vehicles in the Czech Republic (no limit) and Europe (up to 100 km)
  • Safekeeping of a disabled vehicle free of charge for up to 3 days
  • Provision and reimbursement of a replacement vehicle for up to 3 days
  • Provision and reimbursement of accommodation in case a vehicle owner waits for his/her car to be repaired
  • Legal counsel in the event of a car accident
    (for detailed terms and conditions see the Documents section below)
• Personalised card design available

You must be over the age of 18 and have a current account in KB.

You will need the following documents

• Identity card
• Second identity document (passport or driving licence)
• Foreign nationals should present their passport

Gold Card is issued automatically with MůjÚčet Gold and TOP Offer accounts.

Terms and Conditions Applying to Debit Cards (PDF, 323 kB)

Payment Card Guide (Czech version only, PDF, 477 kB)

Conditions for travel insurance for Gold cards (Czech version only, PDF, 327 kB)

Global Assistance program for KB clients 

Terms and conditions of the Global Assistance roadside assistance services in the Czech Republic and Europe (Czech version only, PDF, 147 kB)

Pre-contractual information and insurance terms and conditions for domestic travel insurance (Czech version only, PDF, 2 MB)

Gold Card leaflet (Czech version only, PDF, 737 kB)

Terms and conditions of assistance services for cyclists (optional) (Czech version only, PDF, 614 kB)