Reliable partner
on the road

Free of charge with
MůjÚčet Gold Account

Free ATM withdrawals anywhere in the world

Premium travel insurance for your whole family

Luggage and missed departure insurance

Roadside assistance services

Notice: Insurance terms and conditions for travel insurance and assistance services were amended as of 1 July 2021 and 1 May 2021, respectively. Find out more.

Territorial validity of all travel insurance products has been extended and currently covers the Czech Republic as well - until 30 June 2022. This insurance also covers weekend stays or bicycle trips; however, you must use official accommodation establishments – for remuneration, e.g. a bed & breakfast, hotel, camp, rented cottage, etc.

For details of domestic travel insurance, see Pre-contractual information and insurance terms and conditions for domestic travel insurance.

Selected price list items

Fee for the card (unless it is part of the account)
CZK 165 monthly
Included in the package for free
MůjÚčet GOLD, TOP offer
Cash withdrawal from ATMs abroad - other states
free of charge

ATM withdrawals with your Gold Card are free of charge by KB anywhere in the world. Please note that some foreign operators may charge their own fees. However, they must always notify you of such fees in advance.


By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.


Get the service online – directly in the MojeBanka application.



  • Gold Card issued free of charge with MůjÚčet Gold and TOP Offer accounts
  • If you have a different account, you can get Gold Card for an monthly fee of CZK 165
  • Gold Card is an embossed debit card that also supports contactless payments


  • ATM withdrawals free of charge by KB anywhere in the world
  • Pay with your phone or smartwatch with Apple PayGoogle PayGarmin Pay, and Fitbit Pay
  • For day-to-day payments anywhere in the world, including online payments
  • Cash withdrawals at checkouts (Cash back) available
  • Foreign trip cancellation insurance with a limit of CZK 40,000 (20% deductible) and coverage for cancellation of a trip abroad with a limit of CZK 15,000 (20% deductible)
  • Insurance covering lost, damaged or stolen baggage with a limit of up to CZK 30,000 and delayed baggage insurance with a limit of up to CZK 5,000
  • Insurance covering necessary legal assistance in connection with car accident abroad with a limit of up to CZK 200,000
  • Travel insurance for you and your whole family with a medical expenses limit of up to CZK 5,000,000 for all family members, including dental treatment (up to CZK 50,000)
  • Accident insurance (permanent damage or death) with a limit of up to CZK 200,000
  • Third-party liability insurance with a limit of up to CZK 1,500,000
  • Free nonstop roadside assistance services in the Czech Republic and Europe for the event of vehicle breakdown, accident, and vandalism
    • Vehicle repair work by a roadside assistance mechanic – up to 60 minutes (even with delivery of fuel)
    • Towing of vehicles in the Czech Republic (no limit) and Europe (up to 100 km)
    • Safekeeping of a disabled vehicle free of charge for up to 3 days
    • Provision and reimbursement of a replacement vehicle for up to 3 days
    • Provision and reimbursement of accommodation in case a vehicle owner waits for his/her car to be repaired
    • Legal counsel in the event of a car accident
      (for detailed terms and conditions see the Documents section below)
  • Personalised card design available

You must be over the age of 18 and have a current account in KB.

You will need the following documents

  • Identity card
  • Second identity document (passport or driving licence)
  • Foreign nationals should present their passport

Gold Card is issued automatically with MůjÚčet Gold and TOP Offer accounts.

Good to have

Visa Platinum
Enjoy a debit card with premier benefits worldwide and travel insurance for your whole family
  • Travel insurance for your whole family
  • DragonPass membership for access to more than 1300 airport lounges