MojePojištění majetku

Home insurance covering fire, water damage, burglary, and damage caused by you and your family.

Property, liability,
and accident insurance

Triple protection
for the price of one

New for old insurance benefits paid out at replacement cost

Coverage applies to your whole family and pets

CZK 10,000 per month for rent in case of alternative accommodation during refurbishment

WHEN WILL INSURANCE COME IN HANDY

  • Water leaking from your/your neighbour’s washing machine

  • You lock yourself out or lose your keys

  • Your children break some goods in a shop

  • Your bicycle or sports equipment is stolen from your garage

HOW TO GET THIS PRODUCT?

At a branch

Select a branch, leave your contact information – we will call you back.

By phone

Leave it all up to us. Leave your contact information – we will call you back.

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USEFUL INFORMATION

Property insurance

This policy will help you in emergencies such as fire, explosion, lightning, water damage, rain water leaks, theft and vandalism. You can choose one of two alternatives:

Insurance versions KLASIK  KOMFORT
Basic insurance risks covers risks covers risks
Assistance services covers risks covers risks
Theft and vandalism

 does not cover risks

covers risks
Electrical hazards

 does not cover risks

covers risks
Flood, inundation – higher zones  additional insurance is available  additional insurance is available

  • Current insured value means no risk of underinsurance 
  • The policy covers the buildings & contents
  • Where complete refurbishment is required we will cover your monthly rent of up to CZK 10,000 for up to a year
  • We will pay up to 12 instalments on your housing loan if the damage exceeds 20% of the property value
  • Coverage applies in the Czech Republic, Europe, and other selected countries

Liability insurance

  • The policy covers all household members, pets and owner/tenant of the property

Accident insurance

  • Simple and quick to purchase for a coverage of up to CZK 500,000
Insured risk     Adult Child
Death due to an accident     CZK 100,000 (policy value)     CZK 100,000 (policy value)
Permanent consequences of an accident CZK 100,000 (policy value) CZK 100,000 (policy value)
Hospital stay due to an accident  CZK 100 (daily benefit)  CZK 100 (daily benefit)

 

Who can you insure?

You can insure an individual, a couple (the main insured and his/her partner) or a family (the main insured, his/her partner and an unlimited number of dependent children).

Good to have

MůjÚčet Plus Account

Account for everyone with authorized overdraft up to CZK 60,000.
  • Cash withdrawals from KB ATM free of charge
  • 2 Cash withdrawal from ATM of other domestic banks monthly free of charge

Mortgage Loan

A housing loan that can be used within 2 weeks.
  • You can receive up to 90% of the required amount
  • In addition, you can receive up to CZK 400,000 for anything

MojeJistota

Term life insurance that provides security for you and your loved ones.
  • Discount according to your insurance premium up to 15 %
  • Life-risk, casualty, sickness insurance are all included
  • With hospitalization is in April the insurance payout double