Property, home, and liability insurance

up to 20% discount

Real estate insurance with present value indemnification

Reimbursement of property damage at replacement cost

Coverage applies to your whole family and pets

Up to 12 housing loan payments in case of extensive damage

WHAT IS COVERED BY THE INSURANCE

Relationship manager talking with customers over Skype

Purchase insurance over the phone

You can also purchase insurance over the phone with your relationship manager. For contact details, go to your MojeBanka internet banking or Mobilní banka app.

WHEN WILL INSURANCE COME IN HANDY

  • You lock yourself out or lose your keys

  • Water leaking from your/your neighbour’s washing machine

  • Your children break some goods in a shop

  • Your bicycle or sports equipment is stolen from your garage

HOW TO GET THIS PRODUCT?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.

MojeBanka

Get the service online – directly in the MojeBanka application.

MojeBanka
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Assistance service

Call +420 292 292 260 or report it online using the Mobilní banka app

USEFUL INFORMATION

Online

  1. Sign in to your Mobilní banka and select the MojePojištění majetku product
  2. In policy details, select “Report claim
  3. Complete any required data: claim date and description
  4. Upload a photograph of the documentation

By telephone

Contact the Assistance Hotline at +420 292 292 260.

In writing

Download the Insured Event Notification form and send it to the following address:
AXA ASSISTANCE CZ s. r. o.,
Hvězdova 1689/2a
140 62 Prague 4

Property insurance

This policy will help you in emergencies such as fire, explosion, lightning, water damage, rain water leaks, theft and vandalism. You can choose one of two alternatives:

Insurance versions KLASIK  KOMFORT
Basic insurance risks covers risks covers risks
Assistance services covers risks covers risks
Theft and vandalism

 does not cover risks

covers risks
Electrical hazards

 does not cover risks

covers risks
Flood, inundation – higher zones  additional insurance is available  additional insurance is available

 

U nás jsou základní pojistná nebezpečí

Fire, explosion, implosion, smoke

Direct lightning strike

Windstorm, hailstorm, weight of snow and ice

Water damage, water from fish tanks, flooding and deluge in flood zone no. 1

Falling trees and other objects

Airplane crash and falling celestial bodies

Insulated facade damaged by animals

Impact of vehicles or their load

Shockwave (sonic boom)

Earthquake, landslide, collapsing rocks, avalanche

Broken glass (due to uninsured causes)

Sanitary sewer overflow, rupture of pipes and mains (frost, overpressure)

Reimbursement of housing loan payments

Alternative accommodation in case of total loss


Accident insurance

  • Accident insurance will cover you and your loved ones in the event of permanent effects, hospitalisation or death

  • Simple and quick to purchase with coverage of up to CZK 500,000
  • Available for a single insured or your whole family
  • Coverage available in the Czech Republic, Europe, and other selected countries
  • Available with the above basic sums insured or three or five times the amounts.

Insured risk     Adult Child
Death due to an accident     CZK 100,000 (policy value)     CZK 10,000 (policy value)
Permanent consequences of an accident CZK 100,000 (policy value) CZK 100,000 (policy value)
Hospital stay due to an accident  CZK 100 (daily benefit)  CZK 100 (daily benefit)

 

Simply put, if your property is to be insured for the right value, you should regularly update your policy to take into account increasing prices of construction work and materials. Similarly, you should also update your policy of your property increases in value – e.g. due to reconstruction. However, no sum insured is defined in case of the “MojePojištění majetku” insurance. There is no need to worry that your insurance benefits would not cover potential loss.

Representative example:

Real estate insurance KOMFORT – apartment with an area of 53 m2; indemnification without a limit; property located outside a regional city/capital; flood zone no. 1 – minimum risks; deductible of CZK 5,000; premium of CZK 53 a month with a special discount of 30% when purchased together with home (household) insurance under a single policy.

Home insurance KOMFORT – total floor area of an apartment of 53 m2; property located outside a regional city/capital; flood zone no. 1 – minimum risks; deductible of CZK 5,000; sum insured for household insurance coverage of CZK 500,000; premium of CZK 90 a month with a special discount of 30% when purchased together with real estate insurance under a single policy.

Real estate insurance KOMFORT – house with a total area of 80 m2; indemnification without a limit; property located outside a regional city/capital; flood zone no. 1 – minimum risks; deductible of CZK 5,000; premium of CZK 138 a month with a special discount of 30% when purchased together with home (household) insurance under a single policy.

Good to have

MojeJistota

A helping hand to assist you with unexpected loss of income, illness, and other emergencies
  • Discount according to your insurance premium up to 15 %
  • Life-risk, casualty, sickness insurance are all included
  • Now with double indemnity in case of serious illness
MůjÚčet Gold Account
A gold payment card, free ATM withdrawals
worldwide and premium travel insurance
  • Free withdrawals around the world
  • Extensive travel insurance for your whole family
MojePojištění plateb
Accident insurance that covers your regular outgoings
  • We pay for you up to CZK 10,000 every month
  • Up to CZK 100,000 in case of death
Vital Invest
Unit-linked life insurance policy with a interesting offer of investment funds
  • Enables you to protect yourself, your relatives and increase the value of your savings at the same time
  • Fonds with guaranteed appreciation