Property, home, and liability insurance
up to 30% discount
applies to policies concluded from 1 April to 31 May 2021
Real estate insurance with present value indemnification
Reimbursement of property damage at replacement cost
Coverage applies to your whole family and pets
Up to 12 housing loan payments in case of extensive damage
The real estate insurance covering your primary real estate as well as any ancillary buildings will help you in situations such as fire, explosion, lightning, water damage, rain water leaks, theft, and vandalism. It covers anything that forms a part of buildings – walls, windows, floors, doors and a boiler in the basement – regardless of whether it is your primary residence or a summer house. You can also insure ancillary constructions, such as garage, pool or water well.
Why should you select our insurance coverage?
Explanatory notes: Red items are covered under the real estate and ancillary buildings insurance.
Home (household) insurance covers any household effects, such as furniture, household appliances, electronics, as well as your personal effects, valuables or sports equipment. We will also insure your property in a summer or weekend house or another home that is not used all year round.
Explanatory notes: Red items are covered under the home (household) insurance.
Liability insurance covers any damage you may cause to someone else. The coverage also applies to your family members or pets. Two different insurance limits are available – either CZK 2 million or CZK 5 million.
Assistance hotline is available 24/7 at +420 292 292 260.
You can contact the assistance hotline if:
Call +420 292 292 260 or report it online using the Mobilní banka app
You lock yourself out or lose your keys
Water leaking from your/your neighbour’s washing machine
Your children break some goods in a shop
Your bicycle or sports equipment is stolen from your garage
Leave it all up to us. Leave your contact information – we will call you back.
Select a branch, leave your contact information – we will call you back.
Contact the Assistance Hotline at +420 292 292 260.
Download the Insured Event Notification form and send it to the following address:
AXA ASSISTANCE CZ s. r. o.,
140 62 Prague 4
This policy will help you in emergencies such as fire, explosion, lightning, water damage, rain water leaks, theft and vandalism. You can choose one of two alternatives:
does not cover risks
U nás jsou základní pojistná nebezpečí
Fire, explosion, implosion, smoke
Direct lightning strike
Windstorm, hailstorm, weight of snow and ice
Water damage, water from fish tanks, flooding and deluge in flood zone no. 1
Falling trees and other objects
Airplane crash and falling celestial bodies
Insulated facade damaged by animals
Impact of vehicles or their load
Shockwave (sonic boom)
Earthquake, landslide, collapsing rocks, avalanche
Broken glass (due to uninsured causes)
Sanitary sewer overflow, rupture of pipes and mains (frost, overpressure)
Reimbursement of housing loan payments
Alternative accommodation in case of total loss
Accident insurance will cover you and your loved ones in the event of permanent effects, hospitalisation or death
Available with the above basic sums insured or three or five times the amounts.
Simply put, if your property is to be insured for the right value, you should regularly update your policy to take into account increasing prices of construction work and materials. Similarly, you should also update your policy of your property increases in value – e.g. due to reconstruction. However, no sum insured is defined in case of the “MojePojištění majetku” insurance. There is no need to worry that your insurance benefits would not cover potential loss.
Documents to download:
Information for individuals interested in the MojePojištění majetku insurance - Czech Version only (PDF, 556 kB)
Insurance terms and conditions and pre-contractual information Czech Version only (PDF, 963 kB)
Real estate insurance KOMFORT – apartment with an area of 53 m2; indemnification without a limit; property located outside a regional city/capital; flood zone no. 1 – minimum risks; deductible of CZK 5,000; premium of CZK 53 a month with a special discount of 30% when purchased together with home (household) insurance under a single policy.
Home insurance KOMFORT – total floor area of an apartment of 53 m2; property located outside a regional city/capital; flood zone no. 1 – minimum risks; deductible of CZK 5,000; sum insured for household insurance coverage of CZK 500,000; premium of CZK 90 a month with a special discount of 30% when purchased together with real estate insurance under a single policy.
Real estate insurance KOMFORT – house with a total area of 80 m2; indemnification without a limit; property located outside a regional city/capital; flood zone no. 1 – minimum risks; deductible of CZK 5,000; premium of CZK 138 a month with a special discount of 30% when purchased together with home (household) insurance under a single policy.