Property, liability,
and accident insurance

with discount up to 20 %

New for old insurance benefits paid out at replacement cost

Coverage applies to your whole family and pets

CZK 10,000 per month for rent in case of alternative accommodation during refurbishment


  • Water leaking from your/your neighbour’s washing machine

  • You lock yourself out or lose your keys

  • Your children break some goods in a shop

  • Your bicycle or sports equipment is stolen from your garage


At a branch

Select a branch, leave your contact information – we will call you back.

By phone

Leave it all up to us. Leave your contact information – we will call you back.



Property insurance

This policy will help you in emergencies such as fire, explosion, lightning, water damage, rain water leaks, theft and vandalism. You can choose one of two alternatives:

Insurance versions KLASIK  KOMFORT
Basic insurance risks covers risks covers risks
Assistance services covers risks covers risks
Theft and vandalism

 does not cover risks

covers risks
Electrical hazards

 does not cover risks

covers risks
Flood, inundation – higher zones  additional insurance is available  additional insurance is available

  • Current insured value means no risk of underinsurance 
  • The policy covers the buildings & contents
  • Where complete refurbishment is required we will cover your monthly rent of up to CZK 10,000 for up to a year
  • We will pay up to 12 instalments on your housing loan if the damage exceeds 20% of the property value
  • Coverage applies in the Czech Republic, Europe, and other selected countries

Reporting insurance damage on your mobile phone

  • Log in to Mobilní banka and select MojePojištění majetku
  • Select "Report damage" in the contract details
  • Fill in the necessary data:
    • Date and description of the insured event
  • Insert photo documentation

Liability insurance

  • The policy covers all household members, pets and owner/tenant of the property

Accident insurance

  • Simple and quick to purchase for a coverage of up to CZK 500,000
Insured risk     Adult Child
Death due to an accident     CZK 100,000 (policy value)     CZK 100,000 (policy value)
Permanent consequences of an accident CZK 100,000 (policy value) CZK 100,000 (policy value)
Hospital stay due to an accident  CZK 100 (daily benefit)  CZK 100 (daily benefit)


Who can you insure?

You can insure an individual, a couple (the main insured and his/her partner) or a family (the main insured, his/her partner and an unlimited number of dependent children).

Good to have

MůjÚčet Plus Account
Account for everyone with authorized overdraft up to CZK 60,000.
  • Cash withdrawals from KB ATM free of charge
  • 2 Cash withdrawal from ATM of other domestic banks monthly free of charge
Home equity loan/Secured loan
Any purpose loan secured by real estate with low interest rates
  • Loans of up to CZK 10 million
  • Loans of up to 70 % of the real estate value
Mortgage Loan
Receive up to CZK 800,000 for anything
  • You can receive up to 100% of the required amount
  • In addition, you can receive up to CZK 800,000 for anything


Risk life insurance with a possibility to report
an insured event caused by an accident online
  • Discount according to your insurance premium up to 15 %
  • Life-risk, casualty, sickness insurance are all included