Risk life insurance
MojeJistota

Now double coverage
in case of serious illness
when arranged until the end of June

Combination of life, accident, and sickness insurance

Reporting an accident online at Mobilní banka

Benefits from the first day for long-term illness

Consultations and medical assistance free of charge

WHEN CAN YOU RELY ON INSURANCE?

  • Accidental injury or incapacity for work

     

     

  • Severe illness

  • Job loss

  • Situations with severe or fatal consequences

HOW TO GET THIS PRODUCT?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

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USEFUL INFORMATION

  • Combine the basic insurance for the event of death with any supplementary insurance coverage available
  • Scope of insurance coverage may be changed free of charge throughout the insurance term
  • Lump-sum payment of the agreed benefits – when disability pension is awarded
  • Get up to five times the agreed sum insured in the event of permanent effects caused by an accident
  • Double insurance benefits in the event of death as a result of a traffic accident
  • Get insurance benefits from the very first day in case of a long-term illness
  • Medical assistance free of charge (consultations with medical professionals, organization and coverage of transport from a medical facility)
  • Discounts of up to 15% - depending on the insurance premium amount
  • 10% discount for another life insurance with Komerční Pojišťovna

The MojeJistota insurance covers a wide selection of risks for any situation in life. You can select any combination of the risks and define your own insured amounts.

For adults

  • Second or third degree disability

Insurance for the event of second or third degree disability as a result of an illness or accident. Choose either a constant or degressive sum insured, at your own discretion.

  • Permanent effects of an accident

Receive insurance benefits of up to five times the sum insured for serious injuries that have permanent effects.

  • Damage as a result of an injury

You can receive insurance benefits of up to CZK 400,000 even for injuries that do not result in permanent effects.

  • Hospitalisation

You will be entitled to insurance benefits – regardless of whether you end up in a hospital as a result of an illness or accident. These benefits will help you cover additional cost and overcome temporary loss of income.

  • Incapacity for work

For long-term incapacity for work, insurance benefits are paid from the first day (retroactively). You will be entitled to the payment of insurance benefits after 29 days of incapacity for work.

  • Serious illness

We pay out benefits for 32 types of serious health problems, including, but not limited to, heart attacks, strokes, cancer or multiple sclerosis.

  • Death

Insurance for the event of death should help survivors in overcoming the most difficult period that is also associated with a loss of family income. Choose either a constant or degressive sum insured, fully in line with your own needs.

For children

  • Permanent effects - with progressive benefits

In the event of serious injuries that may result in your children’s permanent effects, you can get insurance benefits amounting to up to five times the sum insured.

  • Hospitalisation with progressive benefits / Hospitalisation as a result of an accident – with progressive benefits

You will be entitled to insurance benefits – regardless of whether your child ends up in a hospital as a result of an illness or accident. These benefits will help you cover additional cost or overcome temporary loss of income, e.g. in case you need to stay in the hospital with your child.

  • Damage as a result of an injury

You can receive insurance benefits of up to CZK 200,000 even for normal injuries of your children that do not result in permanent effects. 

  • Serious illness

Unfortunately, serious illnesses do not spare children. We pay out benefits for 26 types of serious health problems, including, but not limited to, diabetes, meningitis or transplantation of vital organs.

Assistance services are included with the insurance coverage. All clients may benefit from:

  • Telephone consultations with physicians – if you need to discuss your health problems, require explanation of some medical terms, need contact details for a specialist, etc.
  • Ride back from a hospital. If you are hospitalised after an accident, our assistance service will arrange a ride back home after your discharge from the hospital

Good to have

MůjÚčet Gold Account
A gold payment card, free ATM withdrawals worldwide and premium travel insurance
  • Free withdrawals around the world
  • Extensive travel insurance for your whole family
MůjÚčet Junior Account
Account for children under 15 years old
  • Account management, withdrawals from our ATMs and payments free of charge
  • Own design on the card

 

Mortgage Loan
Receive up to CZK 800,000 for anything
  • You can receive up to 100% of the required amount
  • In addition, you can receive up to CZK 800,000 for anything