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In the event of
incapacity for work
WE WILL COVER
Arrange coverage without any medical questionnaire
Insurance covers any events abroad
Two insurance policies can be taken out for a single account
Up to CZK 100,000 in the event of death
Rent and utility payments
Telephone and internet charges
Garage or parking payments
Education payments and school fees
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Get the service online – directly in the MojeBanka application.
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The amount of insurance benefits will be determined on the basis of your regular payments sent from your current account in KB.
You can select one of 4 insurance programmes: Klasik / Klasik+ and Extra / Extra+. The Extra / Extra + insurance programmes also cover the risk of job loss.
For the purpose of insurance benefits, regular payments mean any monthly, quarterly, semi-annual or annual payments made from a KB account to service providers such as:
Form of insurance benefits:
See the limits of insurance benefits for individual programmes in the following table:
Petr had a car accident that initially resulted in a month-long hospitalisation and then incapacity for work for 7 months. Before his accident, Petr was making the following monthly payments from his KB account:
Petr’s total outgoings amount to CZK 9,500.
In case of the Klasik programme (CZK 39 per month), Petr will receive CZK 5,000 for 7 months (with a one-month waiting period). The total benefits will thus amount to CZK 35,000.
In case of the Klasik+ programme (CZK 69 per month), Petr will receive CZK 9,500 for 7 months (with a one-month waiting period). The total benefits will thus amount to CZK 66,500.
This insurance is available for individuals between the ages of 18 and 65, both Czech and foreign nationals, having a KB current account in CZK (or rights of disposal to such account).
Dokumenty ke stažení:
Pojistné podmínky MojePojištění plateb (PDF, 112 kB)
Pojistné podmínky MojePojištění plateb (PDF, 262 kB)
Komerční pojišťovna, a.s.