Term life insurance for mortgage loans

Insurance coverage for you and your whole family in case you are unable to make loan payments.

For loans, mortgage
loans, and credit cards

Triple protection
for the price of one

For existing loans and mortgage loans

 

Insurance coverage for you and your partner

Only pay premiums for credit cards when you use them

WHY SHOULD YOU GET THE PAYMENT PROTECTION INSURANCE

  • In the event of death, we pay the whole debt or insured part thereof

  • With regard to total disability, we pay the whole debt or insured part thereof

  • For long-term illness, we can start making payments for you from the very first day

  • In case you lose your job, we will start making payments for you as from the 3rd month

Selected pricelist items

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Option A – insurance in case of death and full disability, client’s age at entry of 18 – 35 (inclusive)
0.025% per month of the insurance money
Option A – insurance in case of death and full disability, client’s age at entry of 46 – 60 (inclusive)
0.045% per month of the insurance money
Option B – insurance in case of death, full disability and incapacity for work
0.025% per month of the insurance money + 0.01% per month of the insured loan
Option C – insurance in case of death, full disability, incapacity for work and loss of employment
0.025% per month of the insurance money + 0.02% per month of the insured loan
Cancellation of insurance at the policyholder's request within 2 months of the commencement of the insurance
risk insurance (up to date of expiration)

HOW TO GET THIS PRODUCT?

At a branch

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By phone

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USEFUL INFORMATION

Insurance premium is calculated based on the loan / mortgage loan amount.

Mortgage Loan Insurance

  • For clients between the ages of 18 and 64 years
  • Benefit from a lower interest rate with this insurance coverage
  • Insure the whole mortgage loan or a part thereof
  • Select one of three insurance programs:
    • Insurance for the event of death and total disability
    • Insurance for the event of death, total disability, and incapacity for work
    • Insurance for the event of death, total disability, incapacity for work, and job loss

Insurance for the event of death

We will repay your mortgage loan in full or in part (based on the insurance ratio).

Insurance for the event of total disability

We will repay your mortgage loan in full or in part (based on the insurance ratio).

Insurance for the event of incapacity for work

In case of any incapacity for work of more than 28 days, we make full loan payments starting from the first day.

Insurance for the event of job loss

In case of accidental job loss, we make full loan payments starting from the third month.

Loan Insurance

  • For clients between the ages of 18 and 60 years
  • Without medical examination or questionnaire
  • 1 insurance program that comprises insurance for the event of death, total disability, incapacity for work, and job loss 

Insurance for the event of death

We will repay the loan balance as of the day of death.

Insurance for the event of total disability

We will repay the loan balance as of the day third degree disability is awarded.

Insurance for the event of incapacity for work

In case of any incapacity for work of more than 28 days, we pay 3.3% of the payment starting from the first day.

Insurance for the event of job loss

In case of accidental job loss, we make full payments starting from the third month.

Credit Card Insurance

  • For clients between the ages of 18 and 55 years
  • Without medical examination or questionnaire
  • 1 insurance program that comprises insurance for the event of death, total disability, incapacity for work, and job loss 

Insurance for the event of death

We will repay the whole outstanding amount.

Insurance for the event of total disability

We will repay the whole outstanding amount as of the day third degree disability is awarded.

Insurance for the event of incapacity for work

We pay the monthly payments starting from the third month.

Insurance for the event of job loss

In case of accidental job loss, we make full payments starting from the third month.