Insurance premium is calculated based on the loan / mortgage loan amount.
Mortgage Loan Insurance
- For clients between the ages of 18 and 64 years
- Benefit from a lower interest rate with this insurance coverage
- Insure the whole mortgage loan or a part thereof
- Select one of three insurance programs:
- Insurance for the event of death and total disability
- Insurance for the event of death, total disability, and incapacity for work
- Insurance for the event of death, total disability, incapacity for work, and job loss
Insurance for the event of death
We will repay your mortgage loan in full or in part (based on the insurance ratio).
Insurance for the event of total disability
We will repay your mortgage loan in full or in part (based on the insurance ratio).
Insurance for the event of incapacity for work
In case of any incapacity for work of more than 28 days, we make full loan payments starting from the first day.
Insurance for the event of job loss
In case of accidental job loss, we make full loan payments starting from the third month.
Loan Insurance
- For clients between the ages of 18 and 60 years
- Without medical examination or questionnaire
- 1 insurance program that comprises insurance for the event of death, total disability, incapacity for work, and job loss
Insurance for the event of death
We will repay the loan balance as of the day of death.
Insurance for the event of total disability
We will repay the loan balance as of the day third degree disability is awarded.
Insurance for the event of incapacity for work
In case of any incapacity for work of more than 28 days, we pay 3.3% of the payment starting from the first day.
Insurance for the event of job loss
In case of accidental job loss, we make full payments starting from the third month.
Credit Card Insurance
- For clients between the ages of 18 and 55 years
- Without medical examination or questionnaire
- 1 insurance program that comprises insurance for the event of death, total disability, incapacity for work, and job loss
Insurance for the event of death
We will repay the whole outstanding amount.
Insurance for the event of total disability
We will repay the whole outstanding amount as of the day third degree disability is awarded.
Insurance for the event of incapacity for work
We pay the monthly payments starting from the third month.
Insurance for the event of job loss
In case of accidental job loss, we make full payments starting from the third month.