The MojeJistota insurance covers a wide selection of risks for any situation in life. You can select any combination of the risks and define your own insured amounts.
For adults
- Second or third degree disability
Insurance for the event of second or third degree disability as a result of an illness or accident. Choose either a constant or degressive sum insured, at your own discretion.
- Permanent effects of an accident
Receive insurance benefits of up to five times the sum insured for serious injuries that have permanent effects.
- Damage as a result of an injury
You can receive insurance benefits of up to CZK 400,000 even for injuries that do not result in permanent effects.
You will be entitled to insurance benefits – regardless of whether you end up in a hospital as a result of an illness or accident. These benefits will help you cover additional cost and overcome temporary loss of income.
For long-term incapacity for work, insurance benefits are paid from the first day (retroactively). You will be entitled to the payment of insurance benefits after 29 days of incapacity for work.
We pay out benefits for 32 types of serious health problems, including, but not limited to, heart attacks, strokes, cancer or multiple sclerosis.
Insurance for the event of death should help survivors in overcoming the most difficult period that is also associated with a loss of family income. Choose either a constant or degressive sum insured, fully in line with your own needs.
For children
- Permanent effects - with progressive benefits
In the event of serious injuries that may result in your children’s permanent effects, you can get insurance benefits amounting to up to five times the sum insured.
- Hospitalisation with progressive benefits / Hospitalisation as a result of an accident – with progressive benefits
You will be entitled to insurance benefits – regardless of whether your child ends up in a hospital as a result of an illness or accident. These benefits will help you cover additional cost or overcome temporary loss of income, e.g. in case you need to stay in the hospital with your child.
- Damage as a result of an injury
You can receive insurance benefits of up to CZK 200,000 even for normal injuries of your children that do not result in permanent effects.
Unfortunately, serious illnesses do not spare children. We pay out benefits for 26 types of serious health problems, including, but not limited to, diabetes, meningitis or transplantation of vital organs.