Travel insurance with cards

Insurance on your frequent journeys abroad

Insurance coverage for the entire year with individual trips of up to 90 days

Liability and accident insurance included

Coverage for a cardholder or whole family

Medical expenses limit of CZK 2,500,000

REASONS TO PURCHASE TRAVEL INSURANCE

We will cover medical expenses abroad, including medication and transport
We will find a suitable doctor during your foreign trip – anytime you need one

In the event of hospitalisation, we will handle everything and stay in touch with you and your family
Insurance also covers your dependent children under the age of 21 that travel with you

INSURANCE LIMITS

Duration of a single trip	Up to 90 days
Medical expenses	CZK 2,500,000 per person
Medical assistance incl. dental treatment
Medication prescribed by a physician
Hospitalisation
Helicopter transport
Extension of stay up to 5 days	max. CZK 2,500 per night
Liability insurance – with regard to property/individuals and animals	CZK 1,000,000 per person
Accidental death	CZK 100,000 per person

PURCHASE TRAVEL INSURANCE

At a branch

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By phone

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USEFUL INFORMATION

About travel insurance for KB cards

Travel insurance can be arranged for CZK 20 per month for selected KB cards (Embossed Card, Embossed G2 Card, Plus Card)
Insurance is included with VIVA card
Gold Card has premium insurance with extensive coverage as a bonus

Travel insurance for selected cards

You can arrange it for Embossed Card, Embossed G2 Card and Plus Card
The card holder is insured and all his dependent children under the age of 21 years
Children are insured when they travel together with the card holder

An overview of insurance dangers, insurance coverage limits, insurance sums and related assistance services

(in CZK)	Holder	Child
Insurance for an acute medical condition
Medical expenses in case of an acute medical condition	1,500,000	1,500,000
Medical transport and repatriation	1,500,000	1,500,000
Transport of a deceased person	100,000	100,000
Insurance of damage liability
Insurance of damage liability to health	1,000,000	1,000,000
Insurance of damage liability to property	500,000	500,000

Travel insurance to Viva credit card

Children under 21 are insured when they travel together with the card holder

(in CZK)	Holder	Child
Insurance for an acute medical condition
Medical expenses in case of an acute medical condition	1,500,000	1,500,000
Medical transport and repatriation	1,500,000	1,500,000
Transport of a deceased person	100,000	100,000
Insurance of damage liability
Insurance of damage liability to health	1,000,000	1,000,000
Insurance of damage liability to property	500,000	500,000

Premium travel insurance to Gold card

Children under 21 and partner are insured when they travel together with the card holder

(in CZK)	Holder	Partner	Child
Insurance for an acute medical condition
Medical expenses in case of an acute medical condition	2,500,000	2,500,000	2,500,000
Medical transport and repatriation	2,000,000	2,000,000	2,000,000
Visit by a nearby person in the hospital	200,000	200,000	200,000
Transport of a deceased person	300,000	300,000	300,000
Premature return home	200,000	200,000	200,000
Replacement worker	200,000	200,000	-
Accompanying children when returning home	-	-	100,000
Accident insurance
Insured amount of basic accident insurance in case of permanent consequences of accident	200,000	200,000	200,000
Insured amount of basic accident insurance in case of death due to accident	200,000	200,000	200,000
Insurance amount of supplementary accident insurance	200,000	200,000	200,000

Legal aid insurance
Legal aid	200,000	100,000	100,000
Cost of delivery of the deposit	150,000	-	-
Liability Insurance	1,400,000	1,400,000	1,400,000
Insurance of losses directly related to travel by aircraft
Flight delay, flight cancellation	8,000	8,000	-
Delay of luggage	8,000	8,000	-
Loss, theft, damage or destruction of luggage (co-insurance of the insured)	30,000 (1,800)	30,000 (1,800)	-
Loss of personal documents	5,000	5,000	5,000
Cancellation of the trip (co-insurance of the insured)	100,000 (20 %)	100,000 (20 %)	100,000 (20 %)

Assistance service

Available at any time every day of the year
Recommend suitable health facility or organize a house call, as appropriate
Arrange transport to a hospital
In the event of hospitalisation, they cover any costs associated with medication
Keep in touch with the insured person and their dependents (e.g. children)
Medical team of the assistance company is in contact with attending physicians
Where necessary, they organize transport from abroad to a hospital in the Czech Republic, including medical escort services
Deliver medicine or medical supplies that are not locally available
In the event of death, the deceased person’s remains are transported to their home country

Frequently asked questions – travel insurance with cards

	DOMESTIC TRAVEL INSURANCE – until 31 December 2021
When does my coverage start and end?	The coverage commences on the day a domestic vacation starts (i.e. at 12:00 am (midnight) on the check-in date in an accommodation establishment). It ends at 11:59 pm on the day of check-out from an accommodation establishment.
Is it necessary to travel anywhere to use the insurance coverage?	In order to qualify for domestic travel insurance, you must stay in an accommodation establishment (for remuneration, operated as part of a business activity) in the Czech Republic (e.g. in a hotel, camp, bed & breakfast, rented cottage, etc.).
Do I need to purchase a package vacation from a travel agency?	It is not necessary to purchase a package vacation; however, you need to stay in an official accommodation establishment (e.g. in a hotel, camp, bed & breakfast, rented cottage, etc.).
Does the coverage also apply to our family weekend trip or bike trip?	Yes, the insurance also covers weekend trips or bike trips; however, you must stay in an official accommodation facility (for remuneration) - e.g. in a hotel, camp, bed & breakfast or rented cottage.
How do I document my domestic trip/vacation?	Your domestic trip/vacation is documented by a confirmation of accommodation issued by an official accommodation facility (incl. the dates of stay).
Is the domestic insurance coverage also valid under the insurance program?	Yes, the domestic insurance also applies to the Moje cestovní pojištění (My Travel Insurance) programme as of 1 May 2021.
Does the domestic insurance also apply to summer camps for children?	In case of the Moje cestovní pojištění (My Travel Insurance) programme, the domestic travel insurance also applies to summer camps for children.
When can I use the insurance of injury as a result of an accident?	This insurance provides coverage, if: You spend your holidays in the Czech Republic, and Stay in an official accommodation establishment (for remuneration – e.g. in a hotel, camp, bed & breakfast or rented cottage); and You or your loved ones that travel with you and are covered (e.g. children, partner) have a serious injury (e.g. a fracture or sprain).
When can I use the insurance of lost or stolen luggage in the Czech Republic?	Your luggage is insured against damage, destruction or loss in the following situations: Natural disaster (fires, floods, falling tree, etc.); Water leaking from water supply installations ; In case of a traffic accident; If stolen as a result of theft or robbery. In case your luggage is stolen, you must prove that it was stolen from locked premises (it does not apply to any premises without fixed walls/ceiling, such as tents, or stolen bicycles or other items from a car roof rack).

TRAVEL INSURANCE ABROAD IN CONNECTION WITH THE COVID-19 PANDEMIC
This insurance also covers any trips you start after the Ministry of Foreign Affairs of the Czech Republic announces that, in connection with the COVID-19 epidemic/pandemic, any trips abroad should be carefully considered or only be taken if absolutely necessary. However, if the Ministry of Foreign Affairs of the Czech Republic announces that any travel to your intended destination is strongly discouraged or even prohibited due to a risk of COVID-19 infection, the travel insurance does not cover the costs or other expenses associated with COVID-19.
If you are quarantined abroad, we will automatically extend your travel insurance coverage – for the period necessary to return to the Czech Republic. Furthermore, we will cover the costs associated with your extended stay – for up to 5 days (no more than CZK 2,500 per night).
You do not need to use your payment card in order for your insurance coverage to take effect.
If you have a replacement payment card issued after your card is stop-listed, you are still covered.