It protects you
worldwide

This insurance also covers
any domestic travel
(in the Czech Republic)
until 31 December 2021

Insurance coverage for the entire year with individual trips of up to 90 days

Liability, vacation cancellation, and accident insurance included

Coverage for a cardholder or whole family

Medical expenses limit of CZK 2,500,000

REASONS TO PURCHASE TRAVEL INSURANCE

  • We will cover medical expenses abroad, including medication and transport

  • We will find a suitable doctor during your foreign trip – anytime you need one

  • In the event of hospitalisation, we will handle everything and stay in touch with you and your family

  • Insurance also covers your dependent children under the age of 21 that travel with you

SELECT ONE OF TWO OPTIONS

Family

Only CZK 40 a month

Coverage for the whole family, incl. a partner and children – even if they travel alone

Individual

Only CZK 30 a month

Coverage for a cardholder only

INSURANCE LIMITS

Duration of a single trip

Up to 90 days

Medical expenses

 

 

CZK 2,500,000 per person

Medical assistance incl. dental treatment

Medication prescribed by a physician

Hospitalisation

Helicopter transport

Liability insurance – with regard to property/individuals and animals

CZK 1,000,000 per person

Accidental death

CZK 100,000 per person

PURCHASE TRAVEL INSURANCE

At a branch

Select a branch, leave your contact information – we will call you back.

By phone

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USEFUL INFORMATION

  • Travel insurance can be arranged for CZK 20 per month for selected KB cards (Embossed Card, Embossed G2 Card, Plus Card)
  • Insurance is included with VIVA card
  • Gold Card has premium insurance with extensive coverage as a bonus

Travel insurance for selected cards

  • You can arrange it for Embossed Card, Embossed G2 Card and Plus Card 
  • The card holder is insured and all his dependent children under the age of 21 years

  • Children are insured when they travel together with the card holder

 

An overview of insurance dangers, insurance coverage limits, insurance sums and related assistance services

(in CZK) Holder Child
Insurance for an acute medical condition    
Medical expenses in case of an acute medical condition 1,500,000 1,500,000
Medical transport and repatriation 1,500,000 1,500,000
Transport of a deceased person 100,000 100,000
Insurance of damage liability

 

 
Insurance of damage liability to health

1,000,000

1,000,000

Insurance of damage liability to property

500,000

500,000

 

Travel insurance to Viva credit card

  • Children under 21 are insured when they travel together with the card holder 
(in CZK) Holder Child
Insurance for an acute medical condition    
Medical expenses in case of an acute medical condition 1,500,000 1,500,000
Medical transport and repatriation 1,500,000 1,500,000
Transport of a deceased person 100,000 100,000
Insurance of damage liability

 

 
Insurance of damage liability to health

1,000,000

1,000,000

Insurance of damage liability to property

500,000

500,000

 

Premium travel insurance to Gold card

  • Children under 21 and partner are insured when they travel together with the card holder 
(in CZK) Holder Partner Child
Insurance for an acute medical condition      
Medical expenses in case of an acute medical condition 2,500,000 2,500,000 2,500,000
Medical transport and repatriation 2,000,000 2,000,000 2,000,000
Visit by a nearby person in the hospital 200,000 200,000 200,000
Transport of a deceased person 300,000 300,000 300,000
Premature return home 200,000 200,000 200,000
Replacement worker 200,000 200,000 -
Accompanying children when returning home - - 100,000
Accident insurance      
Insured amount of basic accident insurance in case of permanent consequences of accident 200,000 200,000 200,000
Insured amount of basic accident insurance in case of death due to accident 200,000 200,000 200,000
Insurance amount of supplementary accident insurance 200,000 200,000 200,000

 

Legal aid insurance      
Legal aid 200,000 100,000 100,000
Cost of delivery of the deposit 150,000 - -
Liability Insurance 1,400,000 1,400,000 1,400,000
Insurance of losses directly related to travel by aircraft      
Flight delay, flight cancellation 8,000 8,000 -
Delay of luggage 8,000 8,000 -
Loss, theft, damage or destruction of luggage (co-insurance of the insured) 30,000
(1,800)
30,000
(1,800)
-
Loss of personal documents 5,000 5,000 5,000
Cancellation of the trip (co-insurance of the insured) 100,000
(20 %)
100,000
(20 %)
100,000
(20 %)

 

  • Available at any time every day of the year
  • Recommend suitable health facility or organize a house call, as appropriate
  • Arrange transport to a hospital
  • In the event of hospitalisation, they cover any costs associated with medication
  • Keep in touch with the insured person and their dependents (e.g. children)
  • Medical team of the assistance company is in contact with attending physicians
  • Where necessary, they organize transport from abroad to a hospital in the Czech Republic, including medical escort services
  • Deliver medicine or medical supplies that are not locally available 
  • In the event of death, the deceased person’s remains are transported to their home country
  DOMESTIC TRAVEL INSURANCE – until 31 December 2021

When does my coverage start and end?

The coverage commences on the day a domestic vacation starts (i.e. at 12:00 am (midnight) on the check-in date in an accommodation establishment). It ends at 11:59 pm on the day of check-out from an accommodation establishment.

Is it necessary to travel anywhere to use the insurance coverage?

In order to qualify for domestic travel insurance, you must stay in an accommodation establishment (for remuneration, operated as part of a business activity) in the Czech Republic (e.g. in a hotel, camp, bed & breakfast, rented cottage, etc.).

Do I need to purchase a package vacation from a travel agency?

It is not necessary to purchase a package vacation; however, you need to stay in an official accommodation establishment (e.g. in a hotel, camp, bed & breakfast, rented cottage, etc.).

Does the coverage also apply to our family weekend trip or bike trip?

Yes, the insurance also covers weekend trips or bike trips; however, you must stay in an official accommodation facility (for remuneration) - e.g. in a hotel, camp, bed & breakfast or rented cottage.

How do I document my domestic trip/vacation?

Your domestic trip/vacation is documented by a confirmation of accommodation issued by an official accommodation facility (incl. the dates of stay).

Is the domestic insurance coverage also valid under the insurance program?

Yes, the domestic insurance also applies to the Moje cestovní pojištění (My Travel Insurance) programme as of 1 May 2021.

Does the domestic insurance also apply to summer camps for children?

In case of the Moje cestovní pojištění (My Travel Insurance) programme, the domestic travel insurance also applies to summer camps for children.

When can I use the insurance of injury as a result of an accident?

This insurance provides coverage, if:

  • You spend your holidays in the Czech Republic, and
  • Stay in an official accommodation establishment (for remuneration – e.g. in a hotel, camp, bed & breakfast or rented cottage); and

You or your loved ones that travel with you and are covered (e.g. children, partner) have a serious injury (e.g. a fracture or sprain).

When can I use the insurance of lost or stolen luggage in the Czech Republic?

Your luggage is insured against damage, destruction or loss in the following situations:

  • Natural disaster (fires, floods, falling tree, etc.);
  • Water leaking from water supply installations ;
  • In case of a traffic accident;
  • If stolen as a result of theft or robbery.
In case your luggage is stolen, you must prove that it was stolen from locked premises (it does not apply to any premises without fixed walls/ceiling, such as tents, or stolen bicycles or other items from a car roof rack).
TRAVEL INSURANCE ABROAD IN CONNECTION WITH THE COVID-19 PANDEMIC

If you travel to a destination, for which the Czech Ministry of Health or other international institutions issued a recommendation not to travel there or that is on a list of prohibited countries, the medical expense insurance does not cover medical expenses in connection with COVID-19.

If you travel to a destination, for which the Czech Ministry of Health or other international institutions did not issue a recommendation not to travel there or that is not on a list of prohibited countries,  the medical expense insurance also covers medical expenses in connection with COVID-19.

Yes, it also applies if you meet the terms and conditions for trip/vacation cancellation, as defined by individual insurance programmes.
If you are quarantined abroad, we will automatically extend your travel insurance coverage – for the period necessary to return to the Czech Republic. The costs associated with your quarantine (e.g. accommodation, transportation, meals, etc.) are not covered under the insurance. Such costs should be borne by the authorities that ordered your quarantine.
You do not need to use your payment card in order for your insurance coverage to take effect.

If you have a replacement payment card issued after your card is stop-listed, you are still covered.

Good to have