This document does not represent an investment recommendation under Regulation (EU) No. 596/2014 of the European Parliament and of the Council on market abuse. Moreover, it does not constitute investment consulting services pursuant to Act No. 256/2004 Coll., on Capital market undertakings, as amended. The information herein is not intended to be an offer to buy or sell any investment instruments or any other solicitation or invitation to buy or sell such instruments.
By law, Komerční banka, a. s. shall not provide legal or tax advisory services. Before any investment, clients should perform their own risk analysis in terms of legal, tax, and accounting consequences, without exclusively relying on the information provided herein; moreover, clients are advised to consult their tax or other advisors.
Komerční banka, a. s. does not assume any liability for damage incurred as a result of relying on this document or information included herein in excess of any liability foreseen by the applicable legislation. Each investor shall adopt their own informed decision regarding the investment suitability, as the investment instrument specified herein may not be suitable for all investors.
Past performance of investment instruments is not necessarily indicative of future performance. Expected future performance depends on premises that may not materialise. Investment instruments and investments are associated with different investment risks, whereas investments may fluctuate in value and even the initially invested amount may not be fully recovered. Furthermore, investment instruments denominated in other foreign currencies are also exposed to risks arising from changes in foreign exchange rates, with potential positive or negative impact on investment instrument prices and consequently the investment returns.
Employees of Komerční banka, a.s. and of other companies of the same financial group, including their close persons and authors of this document, may – from time to time – trade in or hold the investment instruments described herein or derivatives derived therefrom. This document shall not be binding on Komerční banka, a.s. or other companies of the same financial group in connection with the provision of their investment services to their clients.
This document has been issued by Komerční banka, a. s. – i.e. a bank and an investment firm within the meaning of the applicable legislation. As such, it is subject to supervision by the Czech National Bank.
This site containing investment products and insurance-based investment products is not intended for citizens or residents of the United States of America (USA) or for any “U.S. Person” as defined in SEC Regulation S under the United States Securities Act of 1933. The investment products and insurance-based investment products described on this website are not registered under the US federal securities regulations or any other regulation of any state of the United States.. Consequently, no investment product and insurance-based investment product may be offered or sold directly or indirectly in the USA, or to or for the benefit of residents and citizens of the USA and/or U.S. Persons.
This restriction also applies to residents and citizens of the USA and U.S. Persons who may access this website while outside of the USA.
Komerční banka, a.s. in providing advice on Insurance-Based Investment Products (“investment life insurance Vital Invest”) in cooperation with Komerční pojišťovna, a.s. and investment company Amundi takes into account, in accordance with Regulation (EU) 2019/2088, the selection of Amundi investment funds in order to meet the objective of offering primarily funds meeting the sustainability criteria (so-called "ESG" or "green" funds). The offer of investment funds meeting the above criteria will be expanded together with the expanding offer of Amundi, whose ambition is to apply the ESG criteria for the entire offer of investment funds by the end of 2021. More information at www.kb.cz/SFDR and https://www.amundi-kb.cz/investicni-reseni/odpovedne-investovan a https://www.kb-pojistovna.cz/cs/kb-pojistovna/informace-tykajici-se-udrzitelnosti.shtml.