Plan Standard

Monthly fee

A monthly fee of CZK 39 will be automatically charged to your current account on a regular basis. 

Current account 

You can always keep track of your account in the KB+ app; in the app, you can easily open and manage your account with just a few taps, name your account, add authorised users, and more.

You can share your account with your loved ones. In the app, you can set up not only the sharing itself, but also what other users would see in their app and what actions they would be able to take with the account (e.g. view only vs. full control).

With the Standard plan, your account automatically includes  multicurrency functionality. The base currency is CZK; however, you can use up to 13 currencies in your account, including EUR, USD, and GBP. 

We will transfer your account at another bank (including all your settings) for you. 

Payment cards 

With our Standard plan, you can get 2 debit cards. You can digitize the cards to make payments using your smartphone or smartwatch. You can also have the card issued in the name of a loved one. For a children’s account, the child is always the holder of the first card and the legal guardian is the holder of the second card. 

Make cash withdrawals and deposits through the shared ATM network, i.e. at MONETA Bank, Air Bank, and UniCredit Bank ATMs, subject to the same fees as at KB ATMs. 

With our Standard plan, you can benefit from 2 cash withdrawals from third-party ATMs in the Czech Republic and selected European countries (Albania, Andorra, Belgium, Belarus, Bosnia and Herzegovina, Bulgaria, Montenegro, Denmark, Estonia, Finland, France, Croatia, Ireland, Iceland, Italy, Kosovo, Cyprus, Liechtenstein, Lithuania, Latvia, Luxembourg, Hungary, Malta, Moldova, Monaco, Germany, Netherlands, Norway, Poland, Portugal, Austria, Romania, Greece, San Marino, North Macedonia, Slovakia, Slovenia, Serbia, Spain, Sweden, Switzerland, Ukraine, the Vatican, and Great Britain) free of charge* each month. 

In addition to cash withdrawals or deposits, you can also check your account balance for accounts opened with Komerční banka and change your card PIN. These services are free for KB clients. 

*This is without prejudice to fees charged by certain ATM operators (i.e. surcharges) or fees for processing excess cash amounts. 

Payments 

Our Standard plan includes all domestic incoming and outgoing payments. You do not have to pay for SEPA payments either. 

To sign up for the plan, you must be a Czech citizen and a client of another bank in the Czech Republic. If you do not meet this requirement, we will be happy to offer you an alternative solution. Please provide us with your contact information or schedule an appointment at a branch. 

Available to clients aged 15 and up 

Once you reach the age of 15, you can sign up for the Standard plan without a legal guardian. You can enjoy it, free of charge, until the age of 26. 

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