Term Accounts

With term deposits, you are guaranteed to receive the required amount at a selected date.


For up to 5 years

Minimum amount of CZK 5,000

Deposits are insured by law

Free account opening and maintenance

Term account in CZK, EUR and USD


When you have disposable funds and wish to invest them safely – with Term Deposit, you get constant interest rate throughout the entire term.

Selected pricelist items

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Account maintenance
Free of charge
Transfer from account to an account within KB in the same currency
Free of charge
Incoming payment in CZK from other domestic bank
Free of charge
Premature withdrawal from account
Free of charge - KB Garantovaný vklad
CZK 250 - Term account
Cash withrawal at maturity date
Free of charge

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.



Select one of three types of accounts, depending on your preferences.

Term Account

  • Deposit money for 7 or 14 days and 1, 3, 6 or 12 months
  • Guaranteed interest rate throughout the deposit term
  • Minimum deposit amount of CZK 5,000 (or EUR 1,000 / USD 1,000)
  • Account maintained in CZK or EUR or USD (for term accounts in other currencies, contact a KB branch)
  • Account opening and maintenance free of charge
  • Possible early withdrawals before maturity (with the exception of deposits for less than 1 month)
  • Automatic term account renewal – change the deposit amount at maturity (withdrawal or deposit)
  • Optional automatic transfer of funds to your current account at maturity
  • Manage your account via telephone through Expresní linka at maturity
  • Account disposal rights may be limited by means of an immobilization

Guaranteed Deposit

  • Deposit money for 3, 6 or 12 months
  • CZK account for individuals over the age of 18 years
  • Account opening, maintenance, and statements free of charge
  • Maximum deposit amount limited to CZK 10,000,000 
  • Withdraw your money at any time – even in full and without any fees or sanctions

Perfect Savings

  • Also available to individuals, who are not KB clients
  • Deposit money with maturity of 2, 3, 4 or 5 years
  • You cannot dispose of the deposit prior to maturity
  • Interest accrued every 3 months and available for early withdrawal
  • Optional automatic transfer of funds to your current account at maturity

Manage your account via internet or telephone at maturity

Good to have