For up to 1 year

Minimum amount of CZK 5,000

Deposits are insured by law

Free account opening and maintenance

Term account in CZK, EUR and USD


When you have disposable funds and wish to invest them safely – with Term Deposit, you get constant interest rate throughout the entire term.

Selected price list items

Account maintenance
free of charge
Transfer from an account to another account within KB in the same currency
free of charge
Incoming payment in CZK from another domestic bank and incoming SEPA payment
free of charge
Cash withdrawal at the maturity date
free of charge
Early withdrawal from the account
CZK 250

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.



Select one of three types of accounts, depending on your preferences.

Term Account

  • Deposit money for 7 days, 1, 6 or 12 months
  • Guaranteed interest rate throughout the deposit term
  • Minimum deposit amount of CZK 5,000 (or EUR 1,000 / USD 1,000)
  • Account maintained in CZK or EUR or USD (for term accounts in other currencies, contact a KB branch)
  • Account opening and maintenance free of charge
  • Possible early withdrawals before maturity (with the exception of deposits for less than 1 month)
  • Automatic term account renewal – change the deposit amount at maturity (withdrawal or deposit)
  • Optional automatic transfer of funds to your current account at maturity
  • Manage your account via telephone through Expresní linka at maturity
  • Account disposal rights may be limited by means of an immobilization

Good to have

Investment Funds
Invest in funds and let your money do the work
  • Quick access to your money, normally within a week
  • Investments in CZK and foreign currencies
Building Savings
Safe savings with a bonus of up to CZK 2,000 per year and possibility to benefit from a housing loan under special terms
  • Get up to CZK 1,000,000 immediately and without security
  • We will refund investments for the past 12 months