Supplementary pension savings

Long-term regular pension savings program that also generates attractive returns.

For worry-free
retirement

BENEFIT FROM STATE
CONTRIBUTION

Of up to
CZK 6 360 a year

State contribution of up to CZK 2,760 a year

Tax savings of up to CZK 3,600 a year

Reduced tax base by up to CZK 24,000 

Employer’s contributions are also possible

ADDITIONAL BENEFITS

  • You decide about the amount of regular payments – based on your current situation

  • Benefit from state contributions, tax reliefs, and online access to your pension account

  • Use your Lady Card / A Card to get 1% of each payment to your pension account

  • You can use your savings up to 5 years prior to retirement age

HOW TO GET THIS PRODUCT?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.

MojeBanka

Get the service online – directly in the MojeBanka application.

MojeBanka
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USEFUL INFORMATION

  • Your money is automatically allocated to individual participating funds, depending on the number of years remaining to your retirement age
  • For the sake of simplicity and security, we recommend savings in the form of lifecycle strategies
  • Your savings strategy may be modified at any time
  • Share of the conservative participating fund increases in all lifecycle strategies with nearing retirement age
  • With the additional savings, you can retire early and under more beneficial terms compared to the state old-age pension
  • You will receive regular payments from your savings with the pension company – for up to 5 years prior to your retirement age
  • To determine the retirement age for women, the same process is applied as for men born in the same year
  • Enjoy assistance services during your car travels
  • Savings programs also available for children
  • KB dynamic participating fund
  • KB balanced participating fund
  • KB conservative savings participating fund
  • KB conservative mandatory participating fund