Get fully online
in Mobilní banka application

and up to CZK 6,360 a year
from the state

State contributions and tax benefits of up to CZK 6,360 per year


When paying with the Lady or A card you get 1% of the amount back to your pension account

Your employer can contribute as well

Potentially attractive returns, depending on the selected strategy

Monthly contribution to pension savings

Monthly participant’s contribution

Monthly state contribution

300 Kč 90 Kč
500 Kč 130 Kč
700 Kč 170 Kč
900 Kč 210 Kč
1000 Kč 230 Kč



  • Calculate how much you can save

  • Get an overview of the progress of your savings by accessing your pension account online


  • Possibility to use preretirement

  • You can execute the relevant Contract online in Mobilní banka


  •  Can be also arranged for your minors

  • You decide on the amount of regular deposits according to your current possibilities


Are you our client?

Get the service online – directly in the Mobilní banka application.

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.



  • When you select one of life cycle strategies, we will automatically redistribute your money to each participating fund, depending on the number of years you have until your retirement age

  • You can change your retirement savings strategy at any time or choose your own strategy

  • Possibility to use preretirement

  • Thanks to the money saved in supplementary pension savings, you can use the so called preretirement, which allows you to retire as early as 5 years before retirement age and under more favorable conditions than providing early retirement from the state