Special bonus!
Conclude a contract in Mobilní banka
and get a bonus of CZK 1,000

In addition, receive up to CZK 6,360
from the state

Use your A Card and get 1% of any card payment to your pension account

You can terminate your plan early and withdraw savings after 2 years already

Special offer for contracts concluded in Mobilní banka until 31 December 2022

Employer’s contributions also possible

Monthly contribution to pension savings
 

Your monthly contribution Monthly state contribution Annual tax savings
CZK 300 CZK 90 CZK 0
CZK 500 CZK 130 CZK 0
CZK 700 CZK 170 CZK 0
CZK 900 CZK 210 CZK 0
CZK 1000 CZK 230 CZK 0
CZK 2000 CZK 230 CZK 1,800
CZK 3000 CZK 230 CZK 3,600

 

Find out how much you can save up for retirement

ADDITIONAL BENEFITS

  • Benefit from a pre-retirement scheme

  • Get up to CZK 2,760 in state contributions and up to CZK 3,600 in tax savings each year

  • Easily adjust your regular contributions in line with your preferences and existing situation using your Mobilní banka

HOW TO GET THIS PRODUCT?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

Are you our client?

Get the service online – directly in the Mobilní banka application.


In addition, with CZK 1,000 as a reward for arranging.

Arrange
At a branch

Select a branch, leave your contact information – we will call you back.

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USEFUL INFORMATION

  • When you select one of life cycle strategies, we will automatically redistribute your money to each participating fund, depending on the number of years you have until your retirement age

  • You can change your retirement savings strategy at any time or choose your own strategy

  • Possibility to use preretirement

  • Thanks to the money saved in supplementary pension savings, you can use the so called preretirement, which allows you to retire as early as 5 years before retirement age and under more favorable conditions than providing early retirement from the state

  • When is it possible to terminate retirement savings early and withdraw money?

    If you need the funds earlier, it is possible to terminate the contract early, the so-called sales contract after only 2 years of active savings. The payment will not include state contributions (we will return them to the Ministry of Finance). We will first tax your income and employer contributions, and then send them to your account. You do not pay anything for the early termination of the contract.

  • What is the minimum amount you can save?
    The minimum monthly contribution must not be lower than CZK 100 when concluding the contract. This is a minimum amount of CZK 300 to obtain a state contribution. With the amount of CZK 1,000, the participant will receive a maximum state contribution of CZK 230. To maximize the benefits, your own monthly contribution of CZK 3,000 is suitable (the client can deduct CZK 24,000 from the income tax calculation base and thus obtain a saving of CZK 3,600 for a given year).
  • Is it possible to change the savings strategy and the amount of the contribution during the duration?
    You can change the strategy and the amount of the contribution free of charge at any time during the term of the contract. You can also make an extraordinary one-time deposit.
     

You can find more information on the website of our pension company.