KB Broker

From the available exchanges, we always choose the one that is currently the most advantageous for you.

North America

• United States of America (USA)
• You can trade, for example, on exchanges such as Nasdaq or the New York Stock Exchange (NYSE).

Europe

• Czech Republic, France, Germany, the Netherlands, Switzerland, United Kingdom (UK)
• Among European exchanges, you can access for example the Prague Stock Exchange (PSE), the London Stock Exchange (LSE), Euronext, Xetra and others.

To trade stocks and ETFs via KB Broker, you simply need to transfer money from your current account in a KB Plan.

In KB Broker, select the red “Deposit” button at the bottom of the screen and then choose the account from which you want to transfer the funds.
Within a few seconds, you will see the money in the selected currency in your KB Broker wallet – Securities.

In the currency selection, you have two options:

• You can send foreign currency directly from your multi‑currency account to KB Broker in the required currencies, for the purpose of buying stocks or ETFs, or
• You can convert funds directly in KB Broker on the currency overview screen, where you select the currency you need (e.g. EUR, USD, or another).
• The FX conversion rate is the same in both cases, and all information is available directly in the KB+ app.

Investing in stocks and ETFs offers two basic approaches to growing your money. From the available instruments – individual stocks or ETFs – you can choose based on your preferences, for example according to diversification (spreading investments across multiple instruments), geography (distribution by the countries where the securities are issued), or based on so‑called asset classes, meaning groups of instruments that behave similarly on the market, such as equities (shares in companies) and bonds (fixed‑income instruments).

• Selecting individual stocks (stock picking) allows you to invest in specific companies with potentially higher growth opportunities, but typically also carries higher risk, as success depends on the performance of a single company. Therefore, when buying stocks, it is advisable to diversify (spread the investment across multiple securities)
• In contrast, ETFs consist of a broad range of underlying instruments and thus efficiently spread risk. This makes them a suitable tool even for beginner investors, as ETFs can track entire markets — sectors, themes, or geographic regions.

In the KB+ app, in the Investments tab → Securities → KB Broker, you will find individual instruments — stocks or ETFs. At the bottom of the screen, you will see two red buttons:

• + Buy
• – Sell

Tap Buy and choose either the amount you want to invest or the number of units you wish to purchase.
 Each trade includes an overview of the applicable fees.

• You can view all your investments on the main screen of the KB+ app in the Securities (KB Broker) section.
• You have access to a clear chart showing how your investment portfolio is performing, as well as a list of all your stocks and ETFs.
• In the detail of each instrument, you can see a detailed view of its performance and value development.
• Tap the selected instrument to view a chart and information on how its value has changed over time.

In the KB+ app, in the Investments section under KB Broker, you will see two red buttons at the bottom of the screen for each instrument — stock or ETF:

• + Buy
• – Sell

If you have available funds in your KB Broker wallet (Securities), simply create a payment order, choose from the list the account you want to transfer the money to (e.g., your current account), and confirm it just like any other payment you make from your account.

The information contained on this webpage does not constitute investment recommendations pursuant to Regulation (EU) No. 596/2014 of the European Parliament and of the Council on market abuse, nor does it represent investment advice under Act No. 256/2004 Coll., on Capital Market Undertakings, as amended. The information provided in this document cannot be regarded as an offer to buy or sell any investment instrument, nor as any other call or incentive to buy or sell such an instrument.

Komerční banka, a.s., is not permitted by law to provide legal or tax advice. Before making an investment, the client should conduct their own risk analysis from legal, tax, and accounting perspectives, without relying solely on the information contained in this document, and should consult a tax or other professional adviser where appropriate.

Komerční banka, a.s., does not assume liability beyond the scope defined by legal regulations for any damage caused by the use of this document or the information contained herein. Every investor is required to make their own informed decision about the suitability of an investment, as the investment instrument mentioned in this document may not be suitable for all investors.

Past performance of investment instruments is not a guarantee of future performance. Expected future performance is based on assumptions that may not materialize. Investment instruments and investments are associated with various investment risks; the value of an investment may rise or fall, and the return of the originally invested amount is not guaranteed. Investment instruments denominated in a foreign currency are also exposed to risks arising from exchange rate fluctuations, which may have a positive or negative impact on the price of the investment instrument and, consequently, on investment returns.

Employees of Komerční banka, a.s., and other companies forming its group, or persons close to them, including the authors of this document, may occasionally trade or hold the investment instruments mentioned in this document or derivatives derived from them. Komerční banka, a.s., and the companies forming its group are not bound by this document when providing investment services to their clients.

This document is issued by Komerční banka, a.s., which is a bank and a securities dealer under the relevant legal regulations, and as such is subject to supervision by the Czech National Bank.

This webpage containing investment products or insurance products with an investment component is not intended for citizens or residents of the United States of America (USA) or any “U.S. person” as defined in SEC Regulation S under the U.S. Securities Act of 1933. The investment products or insurance products with an investment component presented on this webpage are not registered under U.S. federal securities regulations or any U.S. state regulations. Therefore, no investment product or insurance product with an investment component may be offered or directly or indirectly provided in the USA, to citizens or residents of the USA, or to U.S. persons, or for their benefit. This restriction also applies to citizens, residents, and U.S. persons who may access this webpage from outside the United States.