When is interest credited to savings accounts?

Savings Account – The basic interest is credited (paid) on a monthly basis. 

Bonus Account – The basic interest is credited (paid) on a quarterly basis.

Junior Savings Account – The basic interest is credited (paid) on a quarterly basis.

How about bonus interest?

Bonus interest is available for Bonus Account, Bonus Invest, and Junior Savings Account. It is credited semi-annually.

How is the bonus interest calculated?

  • Bonus Account – The bonus interest is calculated based on the lowest account balance for the relevant calendar half-year.
  • Junior Savings Account – The bonus interest is calculated based on the lowest account balance for the relevant calendar half-year (including the initial deposit). In order to qualify for the bonus interest, it is also necessary to conclude a new supplementary pension savings for children.

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