When you are
often on the road

Account with insurance for the whole family, including grandchildren,
holiday cancellation and nonstop assistance service

Extensive travel insurance for your whole family

Free withdrawals around the world

Nonstop roadside assistance in Europe

Luggage and flight-delay insurance coverage


  • Change your bank easily at any branch and even online

  • No need to notify your old bank – we will handle that for you

  • Everything will take place quickly and free of charge

  • We will transfer your money, and set up standing orders and direct debits

Selected price list items

Monthly fee
CZK 169
Payment card
Gold Card
Internet and mobile banking
free of charge
Cash withdrawal from KB and MONETA Money Bank ATMs
free of charge
Cash withdrawal from ATM of other domestic banks and banks in Europe
free of charge
Cash withdrawal from ATMs abroad - other states
free of charge
Incoming payments
free of charge
Domestic electronic payment
free of charge
Outgoing electronic SEPA payment
free of charge
Payment under a standing order
free of charge
Outgoing collection
free of charge

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.



  • Current account in CZK with electronic account statements free of charge
  • Gold payment card with 3D Secure for secure online payments
  • Your card includes travel insurance with worldwide coverage for your whole family
  • Free ATM withdrawals anywhere in the world
  • Nonstop roadside assistance services in Europe
  • Insurance covering luggage, flight delay, third-party liability, and legal assistance
  • All incoming payments free of charge
  • Standing orders and direct debits set up free of charge for 3 months from account opening
  • MojeBanka internet banking with optional Trusteer Raport for more secure access to your banking
  • Mobile application for Windows Phone, iOS, and Android
  • Expresní linka phone banking
  • Many optional services available, such as authorised overdraft of up to CZK 60,000

Quality guarantee: In case you are not fully satisfied with your account during the first six months, we will refund the account maintenance fees.

You can handle all formalities at one of our branches or with a courier when opening your account online. 

Present the following:

  • Identity card
  • Another ID document (passport or driving licence)

Foreign nationals should present a passport.

You will receive your account number as well as online banking access together with your contract.

Good to have

Mobilní banka
Banking at hand, always.
  • Available for Android, iOS and Windows
  • Immediate information about your account transactions and balance
Gold Card
Enjoy a debit card with travel insurance and free ATM withdrawals worldwide
  • Premium travel insurance for your whole family
  • Luggage and flight-delay insurance
Authorised Overdraft
Get a financial reserve of up to CZK 60,000 that can be used anytime you need.
  • No fees or interest when the authorised overdraft is not used
  • Authorised Overdraft of up to CZK 20,000 for students
Merlin Payment Card Insurance
Payment card insurance against unauthorized use in case of loss or theft
  • Merlin also covers keys, mobile phones, and wallets plus contents
  • Merlin offers worldwide insurance coverage
A Card
Credit card for bargain shopping with a savings bonus,
and a telephone assistant
  • Discounts of up to 50% for goods, travel, and wellness
  • Up to CZK 250,000 for your purchases