When you are
often on the road

Account with insurance for the whole family, including grandchildren,
holiday cancellation and nonstop assistance service

Extensive travel insurance for your whole family

Nonstop roadside assistance in Europe

Free withdrawals around the world

Luggage and flight-delay insurance coverage


  • Change your bank easily at any branch and even online

  • No need to notify your old bank – we will handle that for you

  • Everything will take place quickly and free of charge

  • We will transfer your money, and set up standing orders and direct debits

Selected price list items

Monthly fee
CZK 169
Payment card
Gold Card
Internet and mobile banking
free of charge
Cash withdrawal from ATMs in the Czech Republic and abroad
free of charge
Incoming payments
free of charge
Cash withdrawal from ATMs abroad - other states
free of charge
Domestic electronic payment
free of charge
Outgoing electronic SEPA payment
free of charge
Payment under a standing order
free of charge
Outgoing collection
free of charge

How to get this product?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.



  • CZK account maintenance in electronic form with bank statements
  • Gold Card debit card available with attractive benefits and supplementary services:
    • ATM withdrawals throughout the world without any fees charged by KB
    • Worldwide travel insurance for your whole family
    • Roadside assistance services available 24/7 throughout the Czech Republic and Europe
    • Make payments using your mobile phone or smartwatch with Apple PayGoogle PayGarmin Pay, and Fitbit Pay.
  • All domestic incoming payments in CZK to a CZK bank account
  • All domestic outgoing payments in CZK to CZK bank accounts submitted online or via mobile phone
  • MojeBanka internet banking with the possibility to download Trusteer Rapport free of charge for secured access to banking
  • Modern internet banking application Mobilní banka available for iOS and Android
  • Expresní linka telephone banking
  • Bank overdraft available with a limit of up to CZK 60,000
  • Comparison of personal bank accounts

Quality guarantee: In the event you are not fully satisfied with your new bank account during the first 6 months, we will reimburse you for the account maintenance fees.

You can handle all formalities at one of our branches or with a courier when opening your account online. 

Present the following:

  • Identity card
  • Another ID document (passport or driving licence)

Foreign nationals should present a passport.

You will receive your account number as well as online banking access together with your contract.

Good to have

Mobilní banka
Banking at hand, always.
  • Available for Android, iOS and Windows
  • Immediate information about your account transactions and balance
Gold Card
Enjoy a debit card with travel insurance and free ATM withdrawals worldwide
  • Premium travel insurance for your whole family
  • Luggage and flight-delay insurance
Authorised Overdraft
Get a financial reserve of up to CZK 60,000 that can be used anytime you need.
  • No fees or interest when the authorised overdraft is not used
  • Authorised Overdraft of up to CZK 20,000 for students
Merlin Payment Card Insurance
Payment card insurance against unauthorized use in case of loss or theft
  • Merlin also covers keys, mobile phones, and wallets plus contents
  • Merlin offers worldwide insurance coverage
A Card
Credit card for bargain shopping with a savings bonus,
and a telephone assistant
  • Discounts of up to 50% for goods, travel, and wellness
  • Up to CZK 250,000 for your purchases