MůjÚčet Junior Account

Free current account for children,
including the option to activate/deactivate online card payments

Free account management
for children from 6 years of age

FREE cash withdrawals
from KB’s ATMs

Account maintenance, withdrawals from KB ATMs, and payments – all free of charge

Personalised card design

Internet and mobile banking for parents and the child

Account balance via text messages free of charge

WHY SHOULD YOUR CHILDREN SHOULD HAVE AN ACCOUNT

  • Teach your children money management skills at an early age

  • Get a simple account with limited authorisations for your children

  • You can access the account via the Internet and mobile phone

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Monthly fee
free of charge
Payment card
Junior Card
Internet and mobile banking
free of charge
Cash withdrawal from KB and MONETA Money Bank ATMs
free of charge
Cash withdrawal from ATM of other domestic banks and banks in Europe
CZK 39
Cash withdrawal from ATMs abroad - other states
CZK 99
Incoming payments
free of charge
Domestic electronic payment
free of charge

HOW TO GET THIS PRODUCT?

At a branch

Select a branch, leave your contact information – we will call you back.

By phone

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USEFUL INFORMATION

Present the following:

  • Identity card
  • Another ID document (passport or driving licence)
  • In order to apply for a payment card and set limits for MojeBanka online banking / Mobilní banka mobile app in respect of a minor, such individual must present a photo identification document and must be physically identified in KB

Child’s birth certificate (account may only be opened by a statutory representative over the age of 18)

The account is intended for children between the ages of 6 and 15 years. Once they turn 15, they can easily switch over to the G2 Student Account.

  • Account maintenance and incoming payments free of charge

  • Benefits of Junior karta:

    • Contactless MasterCard

    • online on / off setting of payments via internet banking by legal representative

    • Custom design on the card for free

    • Card payments are debited from your account balance immediately, giving you an accurate overview of how much is left on your account

    • Card can be digitized into a mobile wallet (Apple Pay, Google Pay, Garmin Pay, Fitbit Pay). Please note that
      the service provider may have an age limit of 13 years for the user in different regions

  • Make withdrawals from and display account balances on KB ATMs free of charge
  • Mobile and internet banking for children and their statutory representatives
  • Children cannot submit standing orders, direct debits, SIPO payments or cross-border payments
  • Notification text messages about account balance free of charge

Good to have

The Junior Savings Account
More attractive savings for your children
  • Higher interest rate for deposits of up to CZK 100,000
  • Account maintenance and incoming payments free of charge
Product detail
Building Savings
Safe savings with a bonus of up to CZK 2,000 per year and possibility to benefit from a housing loan under special terms
  • Get up to CZK 1,000,000 immediately and without security
  • We will refund investments for the past 12 months
Product detail

Supplementary pension savings
To prepare for tomorrow, do your best today
  • You will get up to CZK 6,360 a year from the state
  • Your employer can contribute as well
  • When paying with the A card you get 1% of the amount back to your pension account
Product detail

MojeJistota
A helping hand to assist you with unexpected loss of income,
illness, and other emergencies
  • Discount according to your insurance premium up to 15 %
  • Consultations and medical assistance free of charge
Product detail

G2 Student Account
Account for young people from 15 to 30 years old.
  • Free account management and a bonus of CZK 350
  • Free withdrawals from KB & MONETA ATMs
  • Custom design on payment card for free
Product detail