MůjÚčet Junior Account

Child account with account maintenance, payments, and a payment card free of charge

Teach your children
how to manage money

AT
CZK 0 per month

Account maintenance, withdrawals from KB ATMs, and payments – all free of charge

Personalised card design

Internet and mobile banking for parents and the child

Account balance via text messages free of charge

WHY SHOULD YOUR CHILDREN SHOULD HAVE AN ACCOUNT

  • Teach your children money management skills at an early age

  • Get a simple account with limited authorisations for your children

  • The account is absolutely free

  • You can access the account via the Internet and mobile phone

Selected price list items

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Monthly fee
Free of charge
Payment card
Junior card
Internet and mobile banking
Free of charge
Cash withdrawal from KB ATM
Free of charge
Cash withdrawal from ATM of other domestic banks and in Europe
CZK 39
Cash withdrawal from ATM outside of Europe
CZK 99
Incoming payments in CZK
Free of charge
Outgoing domestic electronic payments in CZK
CZK 6
Direct debit mandate (incl. SIPO) and placing standing orders
Not possible

HOW TO GET THIS PRODUCT?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

Select a branch, leave your contact information – we will call you back.

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USEFUL INFORMATION

  • Account maintenance and incoming payments free of charge

  • Benefits of Junior karta:

    • Contactless MasterCard

    • online on / off setting of payments via internet banking by legal representative

    • Custom design on the card for free

    • Card payments are debited from your account balance immediately, giving you an accurate overview of how much is left on your account

    • Card can be digitized into a mobile wallet (Apple Pay, Google Pay, Garmin Pay, Fitbit Pay). Please note that
      the service provider may have an age limit of 13 years for the user in different regions

  • Make withdrawals from and display account balances on KB ATMs free of charge
  • Mobile and internet banking for children and their statutory representatives
  • Children cannot submit standing orders, direct debits, SIPO payments or cross-border payments
  • Notification text messages about account balance free of charge

Present the following:

  • Identity card
  • Another ID document (passport or driving licence)

Child’s birth certificate (account may only be opened by a statutory representative over the age of 18)

The account is intended for children between the ages of 6 and 15 years. Once they turn 15, they can easily switch over to the G2 Student Account.

Good to have

The Junior Savings Account
More attractive savings for your children
  • Higher interest rate for deposits of up to CZK 100,000
  • Account maintenance and incoming payments free of charge
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Building Savings
Safe savings with a bonus of up to CZK 2,000 per year and possibility to benefit from a housing loan under special terms
  • Get up to CZK 700,000 immediately and without security
  • We will refund investments for the past 12 months
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Supplementary pension savings
Long-term regular pension savings program that also generates attractive returns.
  • You will get up to CZK 6,360 a year from the state
  • Your employer can contribute as well
  • When paying with the Lady or A card you get 1% of the amount back to your pension account
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MojeJistota
Risk life insurance with a possibility to report
an insured event caused by an accident online
  • Discount according to your insurance premium up to 15 %
  • Life-risk, casualty, sickness insurance are all included
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G2 Student Account
Account for young people from 15 to 30 years old.
  • Free account management with bonus of 700 CZK
  • Free withdrawals from KB ATMs
  • Custom design on payment card for free
Product detail