Basic bank account with a
payments card and internet

Free of charge

Safely deposited money

Contactless payment card

Internet banking

Electronic account statements sent by email

Selected price list items

Monthly fee
free of charge
Payment card included in the account
Embossed Card
Domestic electronic payment
Outgoing electronic SEPA payment
Payment under a standing order
Outgoing collection


The Basic Payment Account includes:

  • A current account with monthly electronic account statements
  • MojeBanka internet banking
  • Mobilní banka mobile banking
  • A contactless payment card
  • All incoming transactions included in the package price
  • Free withdrawals from KB ATM: one POS payment using your debit or credit card = refund of fees for one ATM withdrawal using a KB debit card

The following products and services are not available with the package:

  • Right of disposal for another person
  • Debit cards in excess of the package
  • The KB Expresní linka service
  • Another account in CZK or a foreign currency
  • Savings accounts
  • Authorised overdraft

The Basic Payment Account cannot be used as an account for loan repayment.

The package is intended for individuals (non-business clients) and persons legally residing in an EU Member State.

Applicants may not have a payment account maintained in the Czech Republic through which it is possible to use services that must – under the law – be provided via a Basic Payment Account.

Good to have

MůjÚčet Plus
Account for everyone with authorized overdraft up to CZK 60,000.
  • Cash withdrawals from KB ATM free of charge
  • 2 Cash withdrawal from ATM of other domestic banks monthly free of charge
MůjÚčet Gold Account
A gold payment card, free ATM withdrawals
worldwide and premium travel insurance
  • Free withdrawals around the world
  • Extensive travel insurance for your whole family