Basic Payment Account

The Basic Payment Account includes:

• A current account with monthly electronic account statements
• MojeBanka internet banking
• Mobilní banka mobile banking
• A contactless payment card
• All incoming transactions included in the package price
• Free withdrawals from KB ATM: one POS payment using your debit or credit card = refund of fees for one ATM withdrawal using a KB debit card

The following products and services are not available with the package:

• Right of disposal for another person
• Debit cards in excess of the package
• The KB Expresní linka service
• Another account in CZK or a foreign currency
• Savings accounts
• Authorised overdraft

The Basic Payment Account cannot be used as an account for loan repayment.

The package is intended for individuals (non-business clients) and persons legally residing in an EU Member State.

Applicants may not have a payment account maintained in the Czech Republic through which it is possible to use services that must – under the law – be provided via a Basic Payment Account.