Basic Payment Account

Basic payment account under the Payments Act

Basic bank account with a
payments card and internet
banking

Free of charge

Safely deposited money

Contactless payment card

Internet banking

Electronic account statements sent by email

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Monthly fee
free of charge
Payment card included in the account
Embossed Card
Domestic electronic payment
CZK 6
Outgoing electronic SEPA payment
CZK 6
Payment under a standing order
CZK 6
Outgoing collection
CZK 6

USEFUL INFORMATION

The Basic Payment Account includes:

  • A current account with monthly electronic account statements
  • MojeBanka internet banking
  • Mobilní banka mobile banking
  • A contactless payment card
  • All incoming transactions included in the package price
  • Free withdrawals from KB ATM: one POS payment using your debit or credit card = refund of fees for one ATM withdrawal using a KB debit card

The following products and services are not available with the package:

  • Right of disposal for another person
  • Debit cards in excess of the package
  • The KB Expresní linka service
  • Another account in CZK or a foreign currency
  • Savings accounts
  • Authorised overdraft

The Basic Payment Account cannot be used as an account for loan repayment.

The package is intended for individuals (non-business clients) and persons legally residing in an EU Member State.

Applicants may not have a payment account maintained in the Czech Republic through which it is possible to use services that must – under the law – be provided via a Basic Payment Account.

Good to have

MůjÚčet Account
A current account, free withdrawals from KB ATMs, and a contactless payment card
  • Free withdrawals from our ATMs
  • Authorised overdraft of up to CZK 60,000
Product detail
MůjÚčet Plus
Account
Account for everyone with authorized overdraft up to CZK 60,000.
  • Cash withdrawals from KB ATM free of charge
  • 2 Cash withdrawal from ATM of other domestic banks monthly free of charge
Product detail
MůjÚčet Gold Account
A gold payment card, free ATM withdrawals
worldwide and premium travel insurance
  • Free withdrawals around the world
  • Extensive travel insurance for your whole family
Product detail