Lower interest rates
compared to standard loans
due to real estate used as collateral
INDIVIDUAL INTEREST RATE
Funds can be used for anything
Loans of up to CZK 10 million
Loan tenure of up to 20 years
Loans up to 70% of the real estate value
Funds can be used for any investment or loan consolidation
Up to 24 months from signing a loan agreement to utilising your loan
Pay instalments on any day that suits you (for instance, right after your payday)
Spread your instalments over a period that best suits your needs
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This loan is intended for Czech citizens, foreign nationals with a permanent residence permit, and EU citizens with a temporary/permanent residence permit in the Czech Republic.
Present the following:
Income confirmation (form) - (PDF, 87 kB)
Application for granting a loan (form) – Czech version only (PDF, 92 kB)
Insurance conditions for American Mortgage (PDF, 172 kB)
Loan amount CZK 1 200 000, maturity 20 years, fixed interest rate 4.99% p.a, fixation 5 years, APR 5.6%, total amount payable CZK 1,971,973.88. 1st interest payment 2328,67 CZK, 2.-239. annuity installment 7933 CZK, 240th annuity installment 7591,21 CZK. One-off fees for: arranging a loan of CZK 0, real estate valuation of CZK 0, proposal for entry in the land register of CZK 1,000, proposal for deletion from the land register of CZK 1,000. Monthly fees for: loan management CZK 0, current account MyAccount CZK 0, el. statements 0 CZK, risk life insurance 300 CZK. The example is calculated on the date of drawing 1.8.2019 and the repayment period of the loan always on the 15th day of the month. Reinsurance - lien on the property, including property insurance.