Millions of ways to
spend your money
From 4,9 % to 12,9 %
Receive up to CZK 2,500,000 for anything
Select any instalment payment date, e.g. right after your pay date
Early repayment at any time and without any charges
Quick processing – either online or at a branch
The loan was rated as a fair loan by the Navigator of Responsible Lending report. Furthermore, we have been awarded the highest rating and first place for our CZK 100,000 loans.
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Leave it all up to us. Leave your contact information – we will call you back.
Select a branch, leave your contact information – we will call you back.
Get the service online – directly in the MojeBanka application.
Everything you need to know is available in the MojeBanka internet banking and Mobilní Banka mobile banking applications. Detailed information is also specified in your loan agreement.
The specific instalment payment day is shown in your internet / mobile banking. In general, consumer loans are repaid on the 8th, 12th, 16th or 20th day of each month.
To change your instalment payment date, visit a KB branch. We recommend aligning your payment date with your pay date.
In case we do not receive your instalment payment in time we will notify you via a text message and e-mail free of charge. You can then immediately pay any outstanding amount and prevent registration in the credit bureau registers, written reminders, and sanctions.
Payment protection insurance will protect you in the event of injuries, long-term incapacity for work, job loss, and other adverse events. The insurance company will pay the relevant instalments or outstanding loan amount, as appropriate, for you. We recommend that you regularly set aside at least 10% of your income to cope with unexpected situations.
Please address the situation as soon as possible. In case you know it is a temporary problem it is possible to agree on postponement of payments. If you have Payment protection insurance the insurance company will pay the relevant instalments or the outstanding loan amount, as appropriate, for you.
The assignment shall be subject to acceptance of the new debtor (i.e. the debtor’s ability to repay the loan) by the bank or the provision of sufficient security.
Contact your relationship manager or call our information line at 800 521 521.
Eligible loan applicants
You must have a current account in KB, be a Czech national, or have permanent residence / residence permit in the Czech Republic.
I need the forms for product opening (PDF, 87 kB)
Examples for fixed interest rates ranging from 4.9% p.a. to 12.9% p.a.
The examples are calculated for a loan amounting to CZK 100,000 with maturity of 8 years; the loan is drawn down on 1 March 2019 and monthly payments are made on the 20th day of each month. No one-off loan processing fee applies. No monthly fees for loan administration, MůjÚčet current account and electronic account statements.
Fixed interest rate (p.a.)
1st payment – interest only
Annuity payment no. 2 through 95
Annuity payment no. 96
Total amount due
CZK 1 273.00
CZK 1 167,20
CZK 121 087.81
CZK 1 370.00
CZK 1 259,96
CZK 130 404.13
CZK 1 471.00
CZK 1 388,39
CZK 140 132.11
CZK 1 576.00
CZK 1 547,38
CZK 150 266.66
CZK 1 686.00
CZK 1 563,20
CZK 160 728.03
My loan payment is not made in time
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