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Millions of ways to spend your money
INTEREST RATE From 5,9 %
Receive up to CZK 2,500,000 for anything
Select any instalment payment date, e.g. right after your pay date
Early repayment at any time and without any charges
Quick processing – either online or at a branch
The loan was rated as a fair loan by the Navigator of Responsible Lending report. Furthermore, we have been awarded the highest rating and first place for our CZK 100,000 loans.
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Leave it all up to us. Leave your contact information – we will call you back.
Select a branch, leave your contact information – we will call you back.
Get the service online – directly in the MojeBanka application.
Everything you need to know is available in the MojeBanka internet banking and Mobilní Banka mobile banking applications. Detailed information is also specified in your loan agreement.
The specific instalment payment day is shown in your internet / mobile banking. In general, consumer loans are repaid on the 8th, 12th, 16th or 20th day of each month.
To change your instalment payment date, visit a KB branch. We recommend aligning your payment date with your pay date.
In case we do not receive your instalment payment in time we will notify you via a text message and e-mail free of charge. You can then immediately pay any outstanding amount and prevent registration in the credit bureau registers, written reminders, and sanctions.
Payment protection insurance will protect you in the event of injuries, long-term incapacity for work, job loss, and other adverse events. The insurance company will pay the relevant instalments or outstanding loan amount, as appropriate, for you. We recommend that you regularly set aside at least 10% of your income to cope with unexpected situations.
Please address the situation as soon as possible. In case you know it is a temporary problem it is possible to agree on postponement of payments. If you have Payment protection insurance the insurance company will pay the relevant instalments or the outstanding loan amount, as appropriate, for you.
The assignment shall be subject to acceptance of the new debtor (i.e. the debtor’s ability to repay the loan) by the bank or the provision of sufficient security.
Contact your relationship manager or call our information line at 800 521 521.
Eligible loan applicants
You must have a current account in KB, be a Czech national, or have permanent residence / residence permit in the Czech Republic.
Necessary documents
Download:
I need the forms for product opening (PDF, 87 kB)
Loan amount CZK 150,000, maturity 6 years, fixed interest rate 5.90% p.a., APRC 6.19%, total amount to be repaid CZK 179,022.90. 1st interest instalment CZK 467.08, 2nd – 71th annuity instalment CZK 2,508, 72th annuity instalment CZK 2,502.82. One-off loan processing fee of CZK 490. No monthly fees for loan administration, MůjÚčet current account and electronic statements. The example is calculated using the drawdown date of 1 January 2018. The loan instalment date is always on the 20th day of the respective month.
The repayment period of a Personal Loan is between 12 and 96 months. The maximum APRC level is 11.34%, with a loan maturity of 3 years. You can find a detailed overview in the calculator.
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