Invest before you get
a mortgage loan
WE WILL FINANCE
Up to 90% of
real estate value
Loan tenor of up to 2 years
Receive up to CZK 3 million without security
Available for construction and refurbishment
We will arrange real estate valuation
Acquisition of real estate for personal ownership
Acquisition of a cooperative flat
Refurbishment, remodelling or repairs
Consolidation of existing loans
Start real estate construction on land owned by city or municipality
Start “quick” construction of prefabricated house
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This loan is intended for Czech citizens, foreign nationals with a permanent residence permit, and citizens of EU member states with a residence permit in the Czech Republic. It may be drawn by up to 4 people and no more than 2 households.
Pre-portgage loan requirements:
For more information about the whole mortgage loan process see our Guide to Housing.
The pre-mortgage loan repayment period is between 1 and 24 months.
Loan amount: CZK 1,300,000; maturity: 14 months; fixed interest rate: 2.99% p.a.; APRC: 3.25%; total repayable sum: CZK 1,345,109.21; First interest payment: CZK 1,511.61; 2nd to 12th interest payments: CZK 3,239.17, 13th payment CZK 1,301,727.56. One-time fee for: loan processing CZK 2,000; real estate valuation CZK 1,000; petition for entry in the Land Register: CZK 0, petition for striking off the Land Register: CZK 0. Monthly fees for: loan administration: CZK 0; MůjÚčet current account: CZK 0; electronic statements: CZK 0. The example is calculated using the drawdown date of 1 December 2016, with loan maturity on 1 January 2018.
Documents to download:
Income confirmation (form) (ZIP, 19,3 kB)
Application for granting a mortgage loan (form) (Czech version only, PDF, 92 kB)
Mortgage Insurance terms and conditions (Czech version only, PDF, 202 kB)
A Guide to Housing (Czech version only)