Plan Exclusive

Monthly fee 

A monthly fee of CZK 169 will be automatically charged to the oldest active account included in the plan. 

Current account 

You can have up to 10 accounts with the Exclusive plan. You can always keep track of your accounts in the KB+ app; in the app, you can easily open and manage your accounts with just a few taps, name your accounts, add authorised users, and more.

You can share your accounts with your loved ones. In the app, you can set up not only the sharing itself, but also what other users would see in their app and what actions they would be able to take with the account (e.g. view only vs. full control).

With the Exclusive plan, your accounts automatically include multicurrency functionality. The base currency is CZK; however, you can use up to 15 currencies in your account, including EUR, USD, and GBP. 

We will transfer your account at another bank (including all your settings) for you.

Better interest rate for your savings account 

With the Exclusive plan, you will receive a bonus interest rate for your savings account in KB+. There is no need to apply for the bonus rate – you will receive it automatically.
 Interest rates are published in the Interest Rate Notice. 

Exchange rates 

In addition to the exchange rates listed in the KB Exchange Rate List, the Exclusive plan also offers exchange rates based on current market rates, which are more favourable. 

Why use the market exchange rates

• They are available on business days (24 hours a day, 5 days a week).
• They are more favourable compared to the KB Exchange Rate List.

• You do not have to wait for the exchanged funds - they will be credited to your account immediately.
• To complete a currency exchange, you must have sufficient funds both in your account and in the specific currency subaccount.
• The exchange is binding and cannot be cancelled once confirmed.
• This exchange is based on market rates. Therefore, the displayed rate changes according to current market fluctuations.
• Due to market fluctuations, the final exchange rate may differ from the one you confirmed. 
• There may be situations where the exchange is processed on the basis of the KB Exchange Rate List. You will always be notified of this in advance. For example:
  • You are exchanging an amount less than the equivalent of 10 EUR;
  • You are exchanging currency on weekends and holidays, i.e. when foreign exchange markets are closed. 

Payment cards 

You can have up to 10 debit cards with each account. You can digitize the cards to make payments using your smartphone or smartwatch. You can also have the cards issued in the name of your loved ones. 

All cash withdrawals are free of charge* from ATMs of KB and other banks in the Czech Republic and around the world. 

You can make free cash deposits using ATMs of Komerční banka, MONETA Bank, UniCredit Bank, and Air Bank. 

In addition to cash withdrawals or deposits, you can also check your account balance for accounts opened with Komerční banka and change your card PIN. These services are free for KB clients. 

*This is without prejudice to fees charged by certain ATM operators (i.e. surcharges) or fees for processing excess cash amounts. 

Payments 

Our Exclusive plan includes all domestic incoming and outgoing payments. You do not have to pay for SEPA payments either. 

To sign up for the plan, you must be a Czech citizen and a client of another bank in the Czech Republic. If you do not meet this requirement, we will be happy to offer you an alternative solution. Please provide us with your contact information or schedule an appointment at a branch. 

Downloads of accounting data

You can download data from online banking in the format of your choice for up to 24 months in the past, with a maximum of 31 days at a time. You can download accounting data for the selected period data in various formats.

Batch payments 

Batch payments allow you to upload payment files created in your accounting system in bulk.

An imported file can contain up to 200 payments (400 payments per entity per day) to KB+ for a current account in the BEST KB format and compatible media.

A batch may contain files in the following formats: 

• Compatible media (.KPC) or BEST KB (.IKM) – payments in CZK within KB or to another bank in the Czech Republic; 
• BEST KB (.IKM) – payments in CZK and in foreign currency within KB or in CZK to another bank in the Czech Republic. 

Documents >