The Junior Savings Account

More attractive savings for your children

All incoming
electronic payments
in the month FREE

Preferential interest
rate 4% p.a.

Account maintenance and incoming payments free of charge

Internet and mobile banking for you and your children over the age of 6

Possibility to make one payment from the account each month

Preferential interest rate 4% p.a. up to CZK 100,000

WHY YOU SHOULD OPEN A SAVINGS ACCOUNT FOR YOUR CHILDREN

  • Children develop money management skills at an early age

  • More attractive interest rates compared to a current account

  • Financial gifts from family and friends deposited in a safe place

  • Transaction limits help children decide whether they really need to make a payment

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Account maintenance
free of charge
Sending a statement of account
electronically monthly, if in a given month will be held on account payment transactions
Transaction in the account
free of charge
Cash deposit over the counter (CZK coins max. 100 pcs)
free of charge
Domestic incoming payments and SEPA incoming pyments and 1 outgoing domestic electronic payment from the account in a calendar month up to a maximum of CZK 50,000
free of charge
Internet and mobile banking
free of charge
Cash withdrawal in case of account cancellation
free of charge

HOW TO GET THIS PRODUCT?

By phone

Leave it all up to us. Leave your contact information – we will call you back.

At a branch

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USEFUL INFORMATION

  • Free account maintenance with electronic account statements each month provided there are transactions in the given month
  • Special interest rate for deposits of up to CZK 100,000
  • Incoming domestic payments in CZK and cash deposits free of charge
  • One domestic electronic payment of up to CZK 50,000 from the account free of charge each month (other payments from the account are not permitted)
  • Mobile and internet banking (Mobilní banka and MojeBanka) for the child’s legal guardian and optionally for a child over the age of 6
  • Account intended for children under the age of 18
  • Deposits are insured under Act No 21/1992 on Banks
  • Also available for youngsters under the age of 18 with a G2.2 Student Account
  • Interest accrued on a quarterly basis

Prepare the following:

  • Your identity card
  • Another identity document (your passport or driving licence)
  • The child’s birth certificate (account may only be opened by the child’s legal guardian over the age of 18)
  • If a minor is physically present at a branch and presents his or her photo identification document, we can set a limit for disposal of bank account funds for such individual
  • ​If a minor fails to comply with the aforementioned criteria, his or her limit can only be set to zero (“0”). This restriction results from Act No. 253/2008 Coll

Good to have

MůjÚčet Junior Account
Account for children under 15 years old
  • Account management, withdrawals from KB & MONETA ATMs and payments free of charge
  • Own design on the card for free

 

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Building Savings
Safe savings with a bonus of up to CZK 2,000 per year and a housing loan available on favourable terms
  • Get up to CZK 1,000,000 immediately and without security
  • We will refund investments for the past 12 months
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Supplementary pension savings
To prepare for tomorrow, do your best today
  • You will get up to CZK 6,360 a year from the state
  • Your employer can contribute as well
  • When paying with the A card you get 1% of the amount back to your pension account
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MojeJistota
A helping hand to assist you with unexpected loss of income,
illness, and other emergencies
  • Discount according to your insurance premium up to 15 %
  • Consultations and medical assistance free of charge
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G2 Student Account
Account for young people from 15 to 30 years old.
  • Free account management and a bonus of CZK 350
  • Free withdrawals from KB & MONETA ATMs
  • Custom design on payment card for free
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Savings Accounts
Benefit from higher interest rates for card payments or investments with our savings accounts.
  • Free of charge with KB current accounts
  • Your money is always available
Product detail