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Who are they?
10 organizations from different fields
We offer to our customers additional benefits and discounts.
The objective of this cooperation is to deliver added value to our clients. These mutually advantageous partnerships help us to better understand the needs of our current and potential clients and offer them more benefits and new services.
Banking Association in 1990. It was registered as a voluntary association of legal persons, doing business in banking and in closely connected areas. Membership has two forms:
Czech Banking Association associates currently 33 banks and branches of foreign banks with full membership status, forming 99 per cent of the banking sector.
The Association of Small and Medium-Sized Enterprises and Crafts of the Czech Republic (AMSP CR) was established in 2000. AMSP CR is built on three main pillars: INDEPENDENCE, EXPERTISE and EXPERIENCE. It joins small and medium-sized businesses and freelancers, including their organisations, from all over the country on an open, non-political platform. It represents the interests of over 254,000 business entities and is the founding member of the Coalition for Transparent Business.
In the autumn of 2012 Komerční banka entered into a general cooperation agreement with the Association of Small and Medium-Sized Enterprises and Crafts of the Czech Republic and became the official partner of this association for the EU region, export and the "Svou cestou – Young Business" project, supporting small entrepreneurs and start-ups.
Main areas of cooperation:
Read more on the activities of AMSP CR at www.amsp.cz.
Českomoravská záruční a rozvojová banka, a.s. (“ČMZRB”) was established in 1992 as a joint stock company owned by the State as well as major Czech banks. ČMZRB, in agreement with economic policy of the Czech Republic supports the development of small and medium-sized business, infrastructure and other economic sectors requiring public support.
Support areas offered by ČMZRB:
From the viewpoint of total number and volume of the backed credit transactions, Komerční banka is traditionally the most important partnerto ČMZRB.
The support in relation to the credits of Komerční banka may have the form of bank guarantees given in order to increase the availability of commercial credits. Clients can thus take advantage of commercial credits even if they do not possess the necessary collateral.
In the case of Program Panel, we, as part of our cooperation of ČMZRB, also provide subsidies for interest refund that decreases the financial burden of prefabricated apartment buildings owners when paying back banking credit.
You can find detailed information about ČMZRB as well as about the support programs, including the appropriate application forms, on http://www.cmzrb.cz.
Podpůrný a garanční rolnický a lesnický fond, a.s. (the “Fund”) was established in 1994 as a State-owned joint-stock company. In the course of its activities, it became an important part of support for the agriculture sector.
The main object of the Fund’s activities is credit interest subvention and granting company credits guarantee in the following areas:
Traditionally, Komerční banka is one of the most important Fund partners in terms of the number and volume of credit transactions supported by the Fund.
Assistance granted by the Fund related to company credits provided by Komerční banka, are as follows:
The Fund's guarantee increases the possibilities available to the client to secure credit. This is a simple tool allowing access to credit in cases where the client does not possess any other sufficient security.
Interest subsidies decrease the burden when repaying commercial credit, improves cash flows and thus the clients’ ability to repay banking credit without any troubles.
You can find the conditions for the provision support as well as other details in the actual wording of the various Programs. You can find Information about the Fund’s Programs and other information, including application forms on http://www.pgrlf.cz/pgrlf/menu_programy.php.
The Prague Economic Chamber supports business activities including promoting and protecting business interests. In business matters, the Chamber is the partner of the Czech Republic government, the state administration and local governments. The members of the chamber include large, medium and small businesses as well as entrepreneurs.
Komerční banka and the Chamber of Commerce have been cooperating on the Small- and Medium- Enterprise Ratings Project since June 2004.
This project enables Czech enterprises with annual turnover between CZK 6 million and 500 million to have the condition of their business rated on a seven-point scale.
The purpose of the project is to help companies gain access to an objective and professional evaluation of their business activities. Currently, enterprises can apply for the SME Rating at over 70 contact points of The Economic Chamber located throughout the Czech Republic.
Clients who submit the SME Rating when applying for a business loan from KB will receive a discount on the application processing fee equaling the sum they paid to obtain the SME Rating.
For more information on the Prague Economic Chamber, the SME Rating and other projects, visit the following websites: www.hkp.cz and www.ratingmsp.cz.
The Czech Trade Export Club has been Komerční banka’s official partner since the beginning of 2004. The aim of this cooperation is to promote and develop Czech exports abroad and expand export training for Czech companies.
The mission of Czech Trade Export Club is to support export and improve the competitiveness of Czech companies and entrepreneurs abroad by utilizing the direct services of its foreign branches. Czech Trade focuses on improving the exporting abilities of Czech companies; to achieve this objective, offers direct services through its foreign offices.
In cooperation with Oborová zdravotní pojišťovna (OZP), KB has prepared a comprehensive range of products for clients in the health sector.
The marketing-related cooperation enjoyed by both companies is aimed at provided services to physicians. KB now provides clients with access to health insurance portals using a KB Personal Certificate.
In other words, for electronic communication with OZP, invoicing and other activities, clients from the ranks of physicians can utilize the highly secure system of the certificate available to all directing banking users of KB.
ISIC (International Student Identity Card) is the only globally recognised document that proves the status of a student from secondary schools, technical colleges or universities and selected one-year post-matriculation study courses. The card has been issued by the ISIC Association world organisation under the auspices of UNESCO for more than 60 years already!
Students have thousands of benefits around the world with ISIC!
The owner of a G2 student account obtains bonus of CZK 350 from Komerční banka for presenting a valid ISIC card.
Czech Export Bank (CEB) is a specialist, directly and indirectly state-owned banking institution. Established in 1995, it is a pillar of the government's pro-export policy system. CEB's mission is to support Czech exports and the reputation of the Czech Republic as a well-established international exporter, thus promoting the overall competitiveness of Czech products throughout the world.
CEB focuses on financial services related to exports. CEB has many years of experience in financing major export transactions of Czech exporters, as well as financing export contracts for smaller units or partial deliveries. The primary consumers of CEB products are foreign clients – partners to Czech exporters, for whom Czech goods and services are becoming a commodity not only for their reasonable prices but also for their quality.
Komerční banka and Czech Export Bank signed a "Cooperation Agreement to Support Small and Medium Businesses". Based on this agreement, Komerční banka can offer its clients – subcontractors of end exporters, privilege loans to finance contracts and the option of taking advantage of a bank guarantee from Czech Export Bank. The programme is especially intended for businesses, which partake in exporter business cases through various types of subcontracts, provided their turnover/income does not significantly exceed the Czech crown equivalent of EUR 50 million.
The cooperation between both subjects is based on privilege financing provided by Komerční banka, safeguarded by the quality bank guarantee issued by Czech Export Bank.
Key benefits of the programme:
More information about Czech Export Bank, programmes and support, including request forms, can be found at www.ceb.cz.
APF CR is a voluntary professional and vocational organization of private farmers in the Czech Republic, which has been operating since 1998 as an association of legal entities, and currently includes 47 member organizations. The members consist of 40 individual regional APF that associate individual personal entities, i.e., individual farmers, and seven professional organizations.
All activities of the Association of Private Farming CR are based on respecting old peasant traditions and making sure family farms play a part in modern European agriculture and lively countryside. Defending the economic, social and professional interests of the private Czech farmers in the Czech Republic and abroad is the fundamental activity of APF CR.
In 2013 and 2014, Komerční banka was the general partner of the Farm of the Year competition, which has been held yearly by APF CR since 2002. The aim of the competition is to show to the general public that a Czech farmer managing his/her family farm can be a successful entrepreneur, as well as a proud and independent human being with a positive impact on his/her town and region.
Komerční banka and APF CR joined forces for World Soil Day, a UN initiative for 2015. The aim of this initiative is primarily to increase the awareness of the public and responsible bodies of the importance of soil protection and sustainable management. This is why APF CR decided to address the public via the Farming Festival which this year focuses on the topic of agricultural soil. Komerční banka is the main partner of the set of six celebrations that will take place directly on APF CR members’ farms and that will include accompanying programs for families with children, as well as professional seminars on soil protection.