EuroMuni municipal loan

This is financing with more favorable interest rates for municipalities, cities, contribution organizations of these municipalities and commercial companies majority owned by the municipality

You will get a preferential interest with a maximum discount of 0.22% p.a.

• Interest concession = (amount of CEB resources (max. 50% of costs) / total amount of KB loan) × 0.22% p.a.

You will receive up to 50% of the project costs from CEB resources

• the remaining costs can be financed from Komerční banka's resources, subsidies or from own resources
• the total costs of the project cannot include financial costs (e.g. repayment of debts, refinancing, interest, acquisition of a share in the company's share capital, etc.) and refundable VAT

The amount of the loan amounts to 1 to 60 million CZK, higher after individual assessment

According to your requirements, we will provide financing in CZK and other currencies

CEB resources can be used to finance projects in these areas

• improving living conditions in urban and rural areas

   - development of industrial areas - technical infrastructure such as water supply, electrical networks, gas lines, sewage, waste management
   - road infrastructure and its maintenance - local transport networks in rural areas
   - basic educational and medical facilities – social, cultural and sports centers such as playgrounds, green areas, exhibition areas, theaters and libraries
   - irrigation networks in rural areas
   - investment in municipal infrastructure

• natural or environmental disasters

   - reconstruction and repair of destroyed or vandalized property
   - prevention projects against natural or ecological disasters, especially floods, fires, tornadoes or earthquakes

• environmental protection

   - reduction and management of solid and liquid waste
   - cleaning and protection of surface and underground waters
   - soil decontamination
   - protection against noise
   - production of energy from renewable sources (not on an industrial basis)
   - energy saving measures (excluding energy production and distribution)
   - reduction of air pollution
   - protection and development of biodiversity
   - support for ecological transport and transport networks

We will assess the suitability of your project for inclusion in the EuroMuni program as well as in the available subsidy programs based on your individual needs

Improvement of living conditions in rural and urban areas:

• Development of industrial premises – technical infrastructure, such as water, electricity, gas supplies, sewer lines, waste management
• Road infrastructure and maintenance – local (rural) transportation infrastructure
• Basic educational and health facilities – social, cultural and sports centres, such as playgrounds and parks, exhibition sites, theatres, and libraries
• Irrigation networks in rural areas
• Investments in municipal infrastructure

Natural or ecological disasters:

• Reconstruction and repair of damaged or destroyed property
• Projects aimed at preventing damage caused by natural or ecological disasters, particularly floods, fires, tornadoes, or earthquakes

Environmental protection:

• Liquid/solid waste reduction and treatment
• Cleaning and protection of surface and groundwater
• Decontamination of soils
• Noise protection
• Energy production from renewable sources (not industrial-based)
• Energy savings measures (with the exception of energy production and distribution)
• Reduction of air pollution
• Biodiversity protection and development
• Promotion of environmental transportation and transportation networks

The loan is intended for towns, municipalities, municipal contributory organisations and legal entities majority-owned by municipalities.