KB offers the following Cash Pooling types: a domestic or foreign, real or notional, single or multi-currency.
Notional Cash Pooling
- This Cash Pooling is mainly focused on maximising interest income and minimising interest expense, while keeping individual accounts financially independent
- It is suitable for companies and institutions with decentralised financial management that require maximum autonomy of connected accounts
- It may be used by independent legal entities as well as group companies with their bank accounts in KB
- No physical transfer of funds in connected accounts, with only their balances netted – there is thus no merging of funds
- Accounts in various currencies can be connected to notional Cash Pooling, thereby creating a multi-currency structure
Real Cash Pooling
- It is intended for independent legal entities as well as group companies with their bank accounts in KB
- Real transfer of financial funds between the central and connected accounts – all connected accounts are zero-balanced at the end of each business day
- Solution that allows companies or group of companies to fully control their financial funds within the Cash Pooling structure
International Cash Pooling
- Real, cross-border, single-currency Cash Pooling intended for groups of related companies with highly centralised financial management
- Benefit from efficient cash-flow management for multinational corporations
- Accounts connected to international Cash Pooling are automatically zero-balanced and financial funds are centralized within a KB account
- All standard services available for current accounts can be provided for connected accounts