Loans and Financing
Structured provision of capital for operating needs, investments, acquisitions, and projects, with an emphasis on credit risk management, collateral, and cash flow.
Types of credit financing for the corporate segment
Investment financing
Financing corporations and the public sector through investment loans or the capital market
Investment loan
Special-purpose loan for the acquisition of tangible and intangible fixed assets
Loan for Purchase of Interest or Shares in a Corporation
Financing the purchase of a business or acquiring a controlling interest
Refinancing loan
Increase or adjustment of equity without reducing the operating cash reserve
Bond Issuance and Access to Capital Markets
Financing through access to capital markets, including the issuance of securities by corporations and the public sector
Operational financing
Loans for the operational financing of corporations and the public sector
KB Flexirámec Credit Facility
Access to various types of loans and Trade Finance products up to individual credit limits
Bank Overdraft
A business loan that allows you to overdraw your checking account
Money Market Loan
A loan to cover short-term needs for up to 12 months
Operating Loan
A special-purpose business loan for working capital or to cover operating expenses
Revolving loan
A business loan with a revolving credit line for both your checking account and your suppliers' accounts
Structured and Specialized financing
Syndicated loans, acquisition and leveraged financing, commercial paper programs, real estate financing, and large-scale energy projects
Real Estate Financing
Comprehensive financing solutions for commercial, residential, or mixed-use projects
Acquisition and debt financing
Sale, acquisition, or buyout of a company and consolidation of the ownership structure
Syndicated loan
Highly customized financing solutions provided by groups of lenders
Financing for Exports and Imports
Financing and Guarantees in International Trade
Financing energy projects
Financing investments in both conventional energy and renewable energy sources
Claims financing
Financing liabilities and purchasing receivables through factoring, forfaiting, and SCF
Accounts receivable purchases
Purchase of receivables due in the future arising from completed deliveries
Factoring
A flexible form of receivables financing with the option of protection against customer default
Forfaiting
Assignment of receivables due in the future under a documentary letter of credit
Electronic accounts receivable pledging
A solution for the online transfer of receivables lists between the client and the bank
Sustainable Financing
Loans for financing environmentally friendly or socially beneficial projects
Photovoltaics for one crown
Using your own green energy without any upfront investment
Green Loan
Loans for environmental projects and construction, energy and water conservation, circular economy projects, and pollution reduction
Acquisition Loan for Sustainable Projects
nvestments in environmentally friendly buildings, renewable energy sources, and other projects
Sustainability Linked Loan
A non-purpose working capital loan linked to the achievement of sustainability goals
EuroGreen Loan
Preferential loan backed by the European Investment Bank for financing investments in sustainable projects
Financing with EU Support
Loans and Grants for Corporations and the Public Sector
Euroinovace loan
Invest in innovation with a guarantee from the European Investment Fund
EuroMuni municipal loan
Preferential loan from the Council of Europe Development Bank for municipalities
Ponte loan
Loans for pre-financing or co-financing projects funded by EU grants and other sources, for entrepreneurs and municipalities
EuroCreative Loan
A preferential loan with an automatic guarantee from the European Investment Fund
EuroPremium Loan
Financing investments in tangible and intangible assets and the ongoing growth of working capital
EuroGreen Loan
Preferential loan backed by the European Investment Bank for financing investments in sustainable projects
Financing using NRB programs
Preferential loans guaranteed by the National Development Bank
Loans supported by PGRLF
Take advantage of the benefits offered by the partnership between KB and PGRLF, a. s.
Leasing and Financing within the KB Group
Financing for Equipment and Machinery
Loans and leases for machinery, equipment, and vehicles with grant support provided by SGEF
Leasing and Fleet Management
Comprehensive leasing financing (both financial and operational) for businesses, fleet management, and other support services