Ponte II programme

A loan for pre-financing or co-financing of projects with EU or other grants.

How may we
assist you?

A loan for all stages
of your project

Finance your current assets, operations,
and investments 

Also for projects outside of the EU grant support programmes

Same set of documents for your bank and government institutions

Comprehensive advisory services KB EU Point

Monthly or quarterly interest payments

USEFUL INFORMATION

  • Loan intended for sole traders and companies, aimed at financing projects with EU or other grants
  • Select one of the two available funding models:
    • Loan for pre-financing of projects supported by EU or other grants
    • Loan for co-financing of projects supported by EU or other grants
  • Standard security instruments accepted as loan collateral, depending on the loan specifics and project type
  • Loan may be drawn down at once or in tranches and may be used for direct payments to an account of a contractor/seller based on submitted documents – in justified cases, we will transfer money to your current account
  • Same set of documents may be submitted to KB and government institutions – due to their related activities (in scope and in time)
  • In order to optimise your PONTE II loan parameters, we advise you to inform us about the parameters of your intended grant application
  • In case you already have a project or have started working on your grant application, your loan terms can be set up more easily
  • Single loan agreement will cover both the grant pre-financing and project co-financing loan
  • We can set up a separate bank account for tracking project expenditure and revenue (where required under the grant terms and conditions); following the project completion, the given account can be easily closed or used for another project  

Loan for pre-financing of projects with EU or other grants

  • Medium or short-term loan aimed at resolving the time difference between the moment it is necessary to pay project cost and the receipt of EU or other grants
  • Loan types include, but are not limited to:
    • Investment loan
    • Loan for operations and investments
    • Revolving loan for operations and investments
    • Loan for current assets
    • Revolving loan for current assets
  • Loan available in Czech crowns or in foreign currencies (as necessary) – most commonly in EUR
  • Variable interest rate charged on the loan
  • Monthly or quarterly interest payments are possible, as specified in your loan agreement
  • Principal is mostly repaid from grants received from EU funds, other grants or your own funds

Standard loan for project co-financing

  • Long or medium-term loan for funding project cost not covered from EU or other grants
  • Loan types include:
    • Investment loan
    • Loan for current assets
    • Loan for operations and investments
  • Loan available in Czech crowns or foreign currencies
  • Choose either fixed or variable interest rate
  • Monthly or quarterly interest payments are possible, as specified in your loan agreement

Principal is repaid based on a payment schedule agreed between you and KB