Real Estate Financing

Financing of logistics, office or residential projects intended for lease or sale.

How may we
assist you?

Project financing or
loan refinancing

We will assist you with the financing structure

Separate current account for project financing

Provide comprehensive services to your customers

We will assist you with large-scale investment projects

USEFUL INFORMATION

  • Financing of commercial and residential projects
  • Intended for sole traders and companies
  • For construction and refurbishment of real estate intended for sale or lease
  • Also available for refinancing existing loans for commercial or residential real estate generating rental income
  • In general, this loan is secured by the financed asset
  • Characteristics of development projects:
    • Development projects include the construction, refurbishment, remodelling/revamping or acquisition of real estate for the purpose of its resale or lease
    Classification of development projects by use:
    • Commercial
      • Logistics, warehousing or multifunctional premises
      • Business and retail complexes
      • Office buildings
    • Residential
      • Residential buildings/complexes
      • Detached and semi-detached houses
      • Other multifunctional premises with predominant residential space
  • Select mortgage or investment loans that will allow you to finance large-scale investment projects
  • Real estate funding can also be combined with mortgage loans provided to your customers
  • Benefit from a “Current account for development financing” that allows you to monitor your revenue and expenditure associated solely with the development project – cash flow monitoring serves as a guarantee for future owners of the real estate
  • Alternatively, we also offer guarantees for buyers

For the purpose of financing, you must present a loan application and the following up to date documents:

  • Business plan, with a focus on budget expenditure/revenue and project cash flow
  • Pros and cons of the project location
  • Financial statements and loan security documentation
  • Templates of agreements on future purchase contract (i.e. letter of intent)/lease agreement