Operational financing

Authorised Overdraft for Business Current Accounts
Short-term financial reserve of up to CZK 3,000,000 for your business.
  • Use credit for anything you want
  • Enjoy credit for up to 180 days
Product detail
Bank Overdraft for a Fixed term or Indefinite period of time
A business loan that allows you to overdraw your current account balance.
  • Finance your operating cost
  • Create financial reserves for any situation
Product detail
Bill of Exchange Discounting
Short-term loan to finance inventory and trade receivables to maturity.
  • Quickly receive long-term funding
  • No loan security required
Product detail
Euroinovace loan
Investment loan aimed at financing innovative projects with a guarantee from the European Investment Fund.
  • Lower interest rates compared to standard loans
  • Quick loan approval in CZK or EUR
Product detail
EuroPremium Young loan
A subsidized loan funded by the European Investment Bank available to companies employing young people.

  • Benefit from an interest rate discount of 0.3% p.a.

  • Loan of up to CZK 300 million

Product detail
KB Flexirámec Credit Facility
Apply for different types of loans and Trade Finance products at any time.
  • Several products under a single agreement

  • Use funds anytime throughout the FlexiRámec term

Product detail
Money Market Loan
Flexible funding – several tranches under a single loan agreement.

  • Arrange individual loans over the telephone

  • Pre-agreed fixed interest rate for a fixed period of time

Product detail
Operating Loan
A special-purpose business loan for financing of current assets and settlement of operating cost.
  • Select interest rate to suit your needs
  • Longer maturity for your customers
Product detail
Revolving Loan in CZK or EUR for municipalities
Revolving loan with a variable interest rate intended for local government entities.
  • The more you repay, the more you can use again
  • Short, medium, and long-term loan
Product detail
Loan for Purchase of Interest or Shares in a Corporation – in CZK or foreign currency
Finance business acquisitions, controlling interest or enterprise purchases.
  • Loan available in CZK and foreign currencies
  • Loan terms and conditions tailored to your situation
Product detail