Accounts receivable purchases

• Funding of your trade receivables due in the future
• Accounts receivable purchases are either on recourse or non-recourse terms
• Minimum amount of accounts receivables purchased at CZK 5 million or foreign currency equivalent
• Minimum maturity for accounts receivable purchases usually starts at 180 days
• Factoring fees determined on a case-by-case basis
• Short, medium, and long-term accounts receivable may be purchased, payment schedules available
• Receive up to 100% of your accounts receivable value
• Reduce the amount of accounts receivable on your balance sheet
• Increase your competitiveness and get new contracts with deferred payment terms
• Individual assignment fees, depending on specific transaction parameters - fees are usually deducted from the amount paid out at the moment of the purchase 
• Purchase of accounts receivable may be prepared prior to contract conclusion and any associated cost may thus be included in the delivery price
• Immediate access to financial funds:
  • Receive payment immediately upon delivery of goods or provision of services
  • In case of accounts receivable purchases in non-recourse transactions, there is no need to collect outstanding amounts from customers
  • Client only needs a business contract with customers that includes all the basic information concerning the transaction and delivery, and lists all standard documents associated with the delivery
• Include the cost of accounts receivable purchases in your prices:
  • Charges include a nonrecurring fee and a discount on the provided funding
  • Cost associated with the accounts receivable purchases may be fully or partially included in delivery prices
  • Offer supplier credit to your customers
• Accounts receivable purchases are not suitable for:
  • Situations, where assignment of receivables is prohibited
  • Accounts Receivable are pledged to third parties
  • Deliveries to related parties 

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