How may we
assist you?

Secure funding
of your trade receivables
that are not due yet

Reduce the amount of receivables on your balance sheet

Receive payment immediately after delivery

Promote your competitiveness through deferred payment terms

Prepare the purchase prior to a contract and include the cost in your prices


  • Let Factoring KB worry about the administration and collection of your accounts receivable

  • Factoring fees determined on a case-by-case basis


  • Funding of your trade receivables due in the future
  • Accounts receivable purchases are either on recourse or non-recourse terms
  • Minimum amount of accounts receivables purchased at CZK 5 million or foreign currency equivalent
  • Minimum maturity for accounts receivable purchases usually starts at 180 days
  • Factoring fees determined on a case-by-case basis
  • Short, medium, and long-term accounts receivable may be purchased, payment schedules available
  • Receive up to 100% of your accounts receivable value
  • Reduce the amount of accounts receivable on your balance sheet
  • Increase your competitiveness and get new contracts with deferred payment terms
  • Individual assignment fees, depending on specific transaction parameters - fees are usually deducted from the amount paid out at the moment of the purchase 
  • Purchase of accounts receivable may be prepared prior to contract conclusion and any associated cost may thus be included in the delivery price
  • Immediate access to financial funds:
    • Receive payment immediately upon delivery of goods or provision of services
    • In case of accounts receivable purchases in non-recourse transactions, there is no need to collect outstanding amounts from customers
    • Client only needs a business contract with customers that includes all the basic information concerning the transaction and delivery, and lists all standard documents associated with the delivery
  • Include the cost of accounts receivable purchases in your prices:
    • Charges include a nonrecurring fee and a discount on the provided funding
    • Cost associated with the accounts receivable purchases may be fully or partially included in delivery prices
    • Offer supplier credit to your customers
  • Accounts receivable purchases are not suitable for:
    • Situations, where assignment of receivables is prohibited
    • Accounts Receivable are pledged to third parties
    • Deliveries to related parties 

Click here for detailed information about Factoring KB.