Loan for new technology,
manufacturing processes,
and R&D projects 

Up to CZK 190 million 

Guarantee from the European Investment Fund

Lower interest rates compared to standard loans

Quick loan approval in CZK or EUR

Advisory team of energy and grant specialists


  • Solution aimed at funding operating or investment needs of innovative businesses
  • Financing for development of new and innovative services, processes, or products
  • Lower loan security requirements with automatic guarantee from the European Investment Fund
  • Loan provided in CZK or EUR for the loan term of 1 to 10 year or up to 3 years for a revolving loan
  • Loan payments made per schedule specified in a loan agreement
  • Minimum loan amount of CZK 700,000 (EUR 25,000), with maximum at CZK 190 million (EUR 7 million)  
  • Benefit from KB EU Point consulting services for projects with grants from EU Structural Funds

With EuroInovace Loan, you can

  • Implement new manufacturing technology quickly
  • Introduce efficient manufacturing process/procedure innovations
  • Finance your own R&D projects
  • Launch new products and/or services more often, thereby gaining competitive advantage  
  • Independent small and medium-sized enterprises with no more than 250 employees and turnover up to CZK 1.3 bn. (EUR 50 million) or total assets up to CZK 1.1 bn. (EUR 43 million)
  • Small enterprises with medium capitalisation (up to 499 employees)
  • Businesses implementing innovative projects
  • Businesses planning investments in innovative projects
  • Entities engaged in the area of research and development


The EuroInovace Loan is provided under the lnnovFin SME Guarantee Facility, with the financial backing of the European Union under Horizon 2020 Financial Instruments and the European Fund for Strategic Investments (EFSI) established under the Investment Plan for Europe. The objective of the EFSI is to promote financing and investments in the European Union and to ensure better access to funding.