Guaranteed structured deposits

• Risk of lower interest income in the event of incorrectly estimated market development
• The principal payment guarantee applies only to deposits properly terminated on their due date
  
  

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• Deposit product that offers higher returns on clients’ disposable funds, provided they predict the market development correctly
• Deposits in the form of term deposits
• Resulting interest revenue linked to the exchange rate development for two currencies – reference exchange rate and its daily values
• Clients assume certain level of risk of lower interest revenue in case the market developments are not assessed correctly
• Guaranteed payment of principal solely for deposits duly terminated at their maturity

• Consult the Markets in Financial Instruments Directive
• Receive current information about financial market developments

Structured digital deposit

Negotiated parameters include:

• minimum and maximum interest yield
• the value of the threshold, the achievement of which determines the resulting interest income

The resulting interest rate is either:

• The maximum interest rate, if the condition for its payment is met (e.g. on the specified day and time, the value of the reference exchange rate is lower than or equal to the specified threshold)
• The minimum interest rate, if the condition for paying the maximum interest rate is not met