About Cards

We will issue a debit card for your bank account. When you make payments (on the Internet or in stores), ATM withdrawals or withdrawals in stores (i.e. Cash Back), you always use your own funds.

For selected debit cards, you can choose their design directly when you arrange them from the KB+ online banking offer. For older cards, this service is called MojeKarta.

A credit card combines the benefits of a payment card with a non-purpose loan – without the need to use your own funds or reapply for a loan with your bank. When you make payments with your credit card, you use the bank’s money that is available to you in a credit account - up to a credit limit approved by the bank.
With a credit card, you can enjoy many supplementary services and benefits, such as different types of assistance services.

How does a credit card work?

A business card is a debit or credit payment card issued with a business or corporate account. It may also be referred to as a corporate card. A corporate card is a credit card with its parameters adapted to the needs of companies with turnover over CZK 60 million.
Compared to payment cards for individuals, payment cards for businesses and corporations have a number of specifics relating to card settings and administration.

The deposit card is suitable, for example, for your employees who want to be able to quickly and easily deposit cash into their company account via KB's deposit ATMs and shared ATM network, but do not need any other access to the account. A deposit card does not permit POS payments, cash withdrawals or any other transactions. 
Money is deposited to an account, to which the card is issued.
Find out more about KB Deposit Card

How does it work? After you enter your card payment, you will receive a notification on your mobile phone from the KB+ / KB Klíč app. In the app, you just need to confirm the payment with your fingerprint or a scan of your face, or the code you have chosen. You will see the detail of the confirmed payment directly in the app.